USDA VS FHA in Winooski, Chittenden County, VT

For 2025, the USDA loan limit in Winooski, located in Chittenden county of VT, is set at $347,700. In contrast, the FHA limit for a single-family home stands at $492,200.

Utilize Lendersa® USDA loan calculator to compare top USDA and FHA rates available today, and assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Winooski, Chittenden County, VT

Loan Type Loan Limit Down Payment
USDA $347,700 0%
FHA $492,200 3.5%
Conventional Conforming $726,200 3%

Loan Options for USDA and FHA in Winooski, VT

The aim of Lendersa® is to secure you the best USDA or FHA loan quickly and hassle-free. Choose from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan application and matching results

Understanding USDA Loans in VT

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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