As of 2025, the USDA loan limit in Georgia, located within Franklin county, VT, amounts to $347,700. Meanwhile, the FHA cap for a single-family home is $492,200.
Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates, helping to establish the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in
Browse loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $347,700 | 0% |
| FHA | $492,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to connect you with the most suitable USDA or FHA loan swiftly and easily. Choose from three starting pathways that link you to lenders and USDA loan solutions.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly referred to as a USDA rural development loan. Available solely in rural neighborhoods, USDA loans eliminate the need for a minimum 3.5% down payment unlike FHA loans.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
