FHA Vs. USDA loan program for St.-Albans, Franklin County, Vermont

In 2025, USDA loan limit in St.-Albans, county of Franklin, VT is $303,600 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in St.-Albans, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(520) 365-3983 Lender's profile and map Reviews Edwards Financial Services 215 West Giaconda Way, Suite 107, Tucson, AZ, 85704 Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
(520) 231-1413 Lender's profile and map Reviews Priority Lending, LLC 8035 N Oracle Rd, Tucson, AZ, 85704 Since 1997 we have been providing mortgage lending and home loans in Tucson. Tucson can trust people like you to help fulfill their dreams. We are the most trusted mortgage lender Tucson has. Priority Lending LLC provides the most options to assure you get exactly what you need. We do home loans Tucson needs in easy to understand terms.
(602) 552-3401 Lender's profile and map Reviews Barrett Financial Group, LLC 2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295 We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction! We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS
(480) 400-5626 Lender's profile and map Reviews Ken Starks - The Starks Team - 50 State Mortgage BROKER 1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295 Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us
(480) 702-1393 Lender's profile and map Reviews Gilbert Mortgage 2242 South Osborn, Gilbert, AZ, 85295 Gilbert Mortgage was created on the paradigm that a successful company isn’t created by providing solutions for the masses. We think success is earned by listening & taking time to understand the specific goals, then providing the tools to accomplish those goals. Gilbert Mortgage is a full service mortgage brokerage located in the town of Gilbert
(480) 294-0589 Lender's profile and map Reviews Olympus Home Loans 2242 South Osborn, Lane Gilbert, AZ, 85295 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
(480) 287-3492 Lender's profile and map Reviews Bryce The Broker 2501 East Shannon Street, Gilbert, AZ, 85295 At BRYCE THE BROKER! This is a full-service mortgage brokerage based in Gilbert, Arizona. I specialize in providing low rate mortgages in Gilbert and throughout Arizona. Whether you are buying a home or refinancing, I can help you realize your dream of home ownership and save you money by getting your monthly payments as low as possible.
(833) 509-1436 Lender's profile and map Reviews Seville Mortgage, LLC 2680 South Val Vista Drive, Building 8, Suite 141, Gilbert, AZ, 85295 We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
(888) 445-5007 Lender's profile and map Reviews Desert State Mortgage, LLC 2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295 Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
(480) 459-4500 Lender's profile and map Reviews Barrett Financial Group, LLC 2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295 At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
602 206 0477 Lender's profile and map Reviews Andersen Capital Partners 1772 E Boston St, Suite 101, Gilbert, AZ, 85295 Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.