USDA Loan Vs. FHA loan for St.-Albans, VT 2025

As of 2025, the USDA loan limit for St.-Albans in Franklin county of VT is set at $303,600, whereas the FHA limit for a single-family home is $379,500.

Utilize the Lendersa® USDA loan calculator for comparing the best current USDA and FHA rates. It helps assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, guiding you to the most suitable program in for your personal financial case.

Options for USDA and FHA Loans in St.-Albans, VT

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Start with one of three options to find matching lenders and explore USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans which need a 3.5% minimum down payment, the USDA loan requires no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(760) 290-3670 Lender's profile and map Reviews Corps D'Elite Mortgage Group 963 Avalon Way, San Marcos, CA, 92078 At Corps d'Elite Mortgage Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(619) 316-7044 Lender's profile and map Reviews Superb Mortgage and Real Estate, Inc. 733 Hollowbrook Ct, San Marcos, CA, 92078 Superb Mortgage and Real Estate was founded in 2008. This is a full service mortgage and real estate company. We specialize in finding the best mortgage for our clients financial situation. On the Real Estate side we also offer experienced agents who can assist with the purchasing or selling of residential properties.
(760) 471-1511 Lender's profile and map Reviews Oak Mortgage 208 Violet Ave., San Marcos, CA, 92078 1978 Dave Mugg began his career in the mortgage industry, joining a nationwide mortgage company and becoming one of the top producers in the country. After 3 years of working within the corporate structure, Dave realized the need for one on one service was not being met. In 1981 he started what is now called Oak Mortgage.
(760) 752-4480 Lender's profile and map Reviews VanDyk Mortgage 310 Via Vera Cruz Suite ste 210 and 211, San Marcos, CA, 92078 VanDyk Mortgage was organized in 1987 by Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan.As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years.We currently have over 500 employees with 93 branch office locations in 38 states across the U.S.
(559) 686-1791 Lender's profile and map Reviews Tulare County Federal Credit Union 300 North K. Street, Tulare, CA, 93274 Tulare County Federal Credit Union has been serving the financial needs of Tulare County for over 80 years. Tulare Federal was founded on April 15, 1939, as the Tulare County Teachers Federal Credit Union. In 2002, the Credit Union expanded to include the entire county, and our name was changed to Tulare County Federal Credit Union.
(559) 686-0200 Lender's profile and map Reviews Tulare County Mortgage Services 332 East King Ave, Tulare, CA, 93274 TCMS, we are dedicated to helping residents of CA’s Central Valley get the prompt mortgage and refinancing services they need at rates they can afford. Our loan officers are licensed, experienced & provide the attentive and dedicated customer service and attention prospective homebuyers need in order to make the process of obtaining financing easy.
(760) 730-3722 Lender's profile and map Reviews WS Financial 335 San Dimas Avenue, Oceanside, CA, 92057 WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.
(626) 858-8626 Lender's profile and map Reviews TRT HOME LOANS, INC. 3110 E. Garvey Ave South, West Covina, CA, 91791 At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.
(626) 967-5367 Lender's profile and map Reviews Alamo Jewelry & Loan 544 N Azusa Ave, West Covina, CA, 91791 Alamo Jewelry & Loan is a pawn shop in West Covina. We specialize buying, selling, and loaning on guns and firearms of all types, new and used, from the newest models to the classics, to the even higher end brands. We also specialize in jewelry, buying scrap gold, silver, and platinum, and anything else of value.
(800) 905-7895 Lender's profile and map Reviews ShopAround Real Estate Services 640 South Sunset Avenue, Suite 209D, West Covina, CA, 91791 ShopAround Real Estate Services goal is to give you the opportunity to expand the exposure of your property for sale to the mass market and get back a quicker response with your investment. Our mortgage financing product will also help you obtain a new mortgage to relinquish the old one.
(626) 346-7177 Lender's profile and map Reviews GM Brokerage 150 N Grand Ave, Suite 204, West Covina, CA, 91791 GM Brokerage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.