USDA Loan Vs. FHA loan pro & con Milton, Chittenden County, VT

In 2025, USDA loan limit in Milton, county of Chittenden, VT is $347,700 while FHA limit is $492,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Milton, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 680-8799 Lender's profile and map Reviews V.I.P. Mortgage, Inc. 9221 E Via de Ventura, Scottsdale, AZ, 85258 VIP wasn’t started as a company, but as an idea. An idea that the mortgage lending process could be simplified. An idea that the dream of homeownership is very much alive and well. And, an idea that the people working on your loan understand what you are going through because they have been there themselves.
(480) 614-0416 Lender's profile and map Reviews TOP FLITE FINANCIAL, INC. 9590 E. Ironwood Square Drive, Suite 222, Scottsdale, AZ, 85258 Top Flite Financial Inc was started in an eighty square foot home office in 2002 by Tim and Tracie Baise. Since its inception, Top Flite has grown to more than 60 retail office locations nationwide, with roughly 340 employees in 34 states. The same husband and wife team who launched the company are still the first employees in the door every day,
6023003062 Lender's profile and map Reviews Inca Capital 7377 East Doubletree Ranch Road, Suite 190, Scottsdale, AZ, 85258 INCA Capital is a direct source of private capital for financing all types of real estate in the Southwest including Arizona, California, Colorado, Nevada and Utah. With over 75 years’ experience in real estate financing, construction and development, we are able to originate, underwrite, structure and fund all types of real estate loans.
(480) 464-2400 Lender's profile and map Reviews HomeQuest Mortgage LLC. 1128 E Greenway St, Suite 102, Mesa, AZ, 85203 At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.
(480) 309-5389 Lender's profile and map Reviews KDA Home Financial, LLC 935 East Main Street, Suite 101, Mesa, AZ, 85203 At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
(877) 276-1974 Lender's profile and map Reviews Amerifirst Financial, Inc. 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203 Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported. We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
877-589-7533 Lender's profile and map Reviews Not So Hard Money 935 E. Main Street, Ste 102, Mesa, AZ, 85203 We make Hard Money loans Not So Hard Money® by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
(480) 463-4602 Lender's profile and map Reviews Union Home Lending LLC 3536 West Hidden Mountain Court, Anthem, AZ, 85086 Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(480) 897-9777 Lender's profile and map Reviews Starboard Financial Management, LLC 4145 East Baseline Road, Gilbert, AZ, 85234 We have built a strong reputation as an outstanding mortgage lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage Banker with an experienced staff offering expertise in every area of mortgage lending
(480) 518-5618 Lender's profile and map Reviews Empower You! LLC 1409 North Honeysuckle, Lane Gilbert, AZ, 85234 "We can help you get the lifestyle you desire with the best loan options and most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."
(888) 508-9955 Lender's profile and map Reviews NationsChoice Mortgage 3303 East Baseline Road, Gilbert, AZ, 85234 "Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994. Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."