USDA Vs. FHA your options comparison in Bristol, Addison County, VT

In 2025, the USDA loan limit for a single-family home in Bristol, found within Addison county, VT, is $336,500. Conversely, the FHA limit stands at $472,030.

Employ the Lendersa® USDA loan calculator to contrast today's highest USDA and FHA rates while identifying the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to ascertain which program in most effectively meets your financial situation.

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Understanding 2025 Loan Limits and Downpayment Requirements in Bristol, Addison County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Bristol, VT

The aim of Lendersa® is to swiftly connect you with the best available USDA or FHA loans, minimizing hassle. Choose from three starting options to access program-matched lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in VT?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available solely in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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