As of 2025, the USDA loan cap for Alderton in Pierce county, WA is established at $713,000, whereas the FHA ceiling for a single-family residence is $977,500.
Lendersa® offers a USDA loan calculator for comparing the optimal USDA and FHA rates available today. It aids in assessing the required income, credit status, reserves, and documentation needed to qualify. Our state-of-the-art mortgage calculator displays a comparison of USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program most suited to your financial circumstances in Alabama.
Explore competitive loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $977,500 | 3% |
The mission of Lendersa® is to swiftly and efficiently connect you with exceptional USDA or FHA loan opportunities. Choose from one of three strategic pathways that lead to suited lenders and corresponding USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively available in rural communities. These loans are advantageous as they do not necessitate any down payment, unlike FHA loans which require at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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