FHA Vs. USDA loan program for Bonney-Lake, Pierce County, Washington

In 2025, USDA loan limit in Bonney-Lake, county of Pierce, WA is $659,800 while FHA limit is $776,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

USDA and FHA loan options in Bonney-Lake, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

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(877) 699-0353 Lender's profile and map Reviews Fairway Independent Mortgage Corporation 5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335 Fairway Independent Mortgage Buying a home is one of the largest financial decisions you will make in your lifetime. From the very first phone call or meeting, my goal is to be your trusted mortgage advisor, making the process as smooth and efficient as possible. I strongly believe each and every borrower deserves highly personalized service
(425) 221-8660 Lender's profile and map Reviews Flynn Family Lending 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059 We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
(206) 920-1112 Lender's profile and map Reviews Precision Mortgage, Inc 7109 114th Avenue Southeast, Newcastle, WA, 98056 At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.
(253) 722-5212 Lender's profile and map Reviews Community 1st Credit Union WA 955 Ross Loop, Suite 100, Dupont, WA, 98327 At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.
(253) 964-3113 Lender's profile and map Reviews America's Credit Union 1495 Wilmington Drive, Dupont, WA, 98327 ACU is a not-for-profit credit union. Unlike traditional banks, we don’t issue stock or pay dividends to outside stockholders. Instead, we are owned and operated by our members — and all profits are returned to our membership. This allows us to offer lower loan rates, higher interest returns on deposits.
(425) 214-1266 Lender's profile and map Reviews Dolan Mortgage Group 22525 SE 64th PL, Suite 202, Issaquah, WA, 98027 We provide mortgage financing services to clients who are looking for someone to help negotiate today's challenging home loan marketplace. Whether you’re in Seattle, Ohio, or anywhere else in the great fifty. If you’re looking to purchase, refinance, simply check rates, or plan an amazing future, our mortgage experts can do it all.
(425) 961-0606 Lender's profile and map Reviews Peak Mortgage Partners 165 NE Juniper Street, Suite 202, Issaquah, WA, 98027 Peak Mortgage Partners! We are a Pacific Northwest mortgage broker and mortgage banker based in Issaquah, WA with licenses in the states of Washington, Oregon, and Idaho. We specialize in purchase loans and refinance of existing mortgages. We provide financing for other government programs such as FHA, VA, and USDA .
425-222-5127 Lender's profile and map Reviews Pacific Northwest Trust 22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027 Pacific Northwest Capital Partners is a Private Real Estate Lender Specializing in Hard Money, Bridge Loans, Secured by Commercial and Residential Investment Real Estate.We offer quick no-nonsense decisions based on the equity in any given property. Pacific Northwest Capital Partners is a local Seattle Company since 1998.
425-677-8574 Lender's profile and map Reviews Juniper Capital 11 Front St S, Suite 101, Issaquah, WA, 98027 Juniper Capital is one of the leading private money lenders in the greater Seattle, Washington area. We deliver fast commercial and investment residential real estate loans without the strict requirements that you may encounter with conventional lenders. We invite investors, borrowers, and brokers, throughout Washington and the Pacific Northwest
(253) 649-4041 Lender's profile and map Reviews Bryte Home Loans 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332 We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
(206) 890-9432 Lender's profile and map Reviews Every Door Home Loans 5506 6th Ave S, Suite 204, Seattle, WA, 98108 Every Door Home Loans has upgraded the traditional mortgage experience. Our innovative lending model invests more money, offer more services, and leverages resources exclusive to Every Door Home Loans. Being free of strict corporate bureaucracy allows us the ability to be nimble, innovative, collaborative, and competitive