USDA Loan Vs. FHA loan for Bonney-Lake, WA [ best of 2023]

In 2025, USDA loan limit in Bonney-Lake, county of Pierce, WA is $659,800 while FHA limit is $776,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bonney-Lake, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(716) 558-5231 2115 miles Lender's profile and map Reviews Nickel City Funding Inc. 3460 Seneca St., West Seneca, NY, 14224 Nickel City Funding is Western New York’s premier mortgage broker. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you’re in Amherst, Orchard Park, North Tonawanda or East Aurora, NY, we’ve got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts.
(716) 681-1460 2115 miles Lender's profile and map Reviews Good Neighbors Credit Union 30 Brunswick Road, Depew, NY, 14043 Good Neighbors Credit Union embraces its responsibility to serve a diverse membership – from underserved individuals looking to build a financial foundation to those with stronger means seeking a high-quality, accessible, stress-free banking alternative. We expertly deliver a range of products, services, tools,
(865) 475-9052 2115 miles Lender's profile and map Reviews FIRST PEOPLES BANK 206 W Broadway Blvd, Jefferson City, TN, 37760 First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
(724) 283-9427 2115 miles Lender's profile and map Reviews BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION 112 Campus Lane, Butler, PA, 16001 The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.
(724) 201-7071 2115 miles Lender's profile and map Reviews Keystone Home Mortgage, LLC 1768 N Main St. Ext, Suite 2, Butler, PA, 16001 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.
(724) 841-0444 2115 miles Lender's profile and map Reviews Serenity Mortgage, LLC 223 Homewood Drive, Butler, PA, 16001 The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.
(724) 234-2138 2115 miles Lender's profile and map Reviews Hometown Select Mortgage LLC 389 Evans City Rd, Butler, PA, 16001 HTS Mortgage Company is a mortgage company based in Pennsylvania. We work with various types of loans, such as construction loans, home equity loans, home purchase, home loans, construction as well as commercial lending. We are a company that offers excellence in customer relations and we work to make sure that our clients are fully satisfied.
(412) 269-3080 2115 miles Lender's profile and map Reviews Clearview Federal Credit Union 8805 University Boulevard, Moon Township, PA, 15108 We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.
(412) 749-9554 2115 miles Lender's profile and map Reviews Briar Cliff Financial Services 404 Thorn Street, Sewickley, PA, 15143 Briar Cliff Financial Services has made over $29 million in commercial mortgage loans on all types of collateral, including single-family, multi-family, retail, office, mixed-use, light industrial, and undeveloped land. Briar Cliff is a direct, privately owned mortgage lender specializing in small to medium size commercial mortgage loans on propert
(888) 344-0422 2116 miles Lender's profile and map Reviews FBT Mortgage 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564 FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
(423) 581-8345 2116 miles Lender's profile and map Reviews Lowland Credit Union 1216 E Main Street, Morristown, TN, 37814 The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.