In the year 2026, the USDA loan limit in Edgewood, within the county of Pierce, WA, is $713,000. Meanwhile, for a single-family home, the FHA limit is $977,500.
Utilize Lendersa® USDA loan calculator to examine and compare today's top USDA versus FHA rates. Identify the required income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $713,000 | 0% | |
| FHA | $977,500 | 3.5% | |
| Conventional Conforming | $977,500 | 3% |
Lendersa® aims to swiftly provide you with the best USDA or FHA loan possible, without hassle. You can select from three starting points that link you to lenders and USDA loan programs that best fit your needs.
The USDA home loan, guaranteed by the Department of Agriculture—sometimes called a USDA rural development loan or mortgage—is designated solely for rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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