USDA and FHA Pro and Con in Puyallup, Pierce County, WA

For 2025, in Puyallup, within Pierce county of WA, the USDA loan limit is set at $713,000, contrasting with the FHA cap at $977,500 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates of today. This tool enables you to understand the income, credit, reserves, and documentation necessary for qualification. With our enhanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans, making informed decisions on the best program for your specific financial context in .

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2025 Loan Caps and Downpayment Details in Puyallup, Pierce, WA

Type of Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Options for USDA and FHA Loans in Puyallup, WA

Our goal at Lendersa® is to provide you with the best USDA or FHA loan available, quickly and effortlessly. Choose one of three paths to discover lenders who match with USDA loan programs.

Lendersa USDA loan application and results

Exploring USDA Loans in WA

A USDA home loan is insured by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Silliman Private Lending
  • 900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
  • Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.
  • Dynasty Financial Consulting, Inc
  • 5686 Fulton Industrial Blvd, Suite 44601, Atlanta, GA, 30336
  • Fortunately, at Dynasty Financial Consulting, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • Ukrainian Federal Credit Union
  • 824 E Ridge Rd, Rochester, NY, 14621
  • Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
  • The Upstate National Bank
  • 150 State Street, Suite 320, Rochester, NY, 14614
  • The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
  • Powers Funding Group
  • 16 West Main Street, Rochester, NY, 14614
  • Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
  • Mountain Valley Community Bank
  • 136 North Main Street, Cleveland, GA, 30528
  • Mountain Valley Community Bank was founded in Cleveland, Georgia in May 2004 by a group of local business professionals and grew to 4 locations and approximately $200 million in assets by September 2017. In that same month, Mountain Valley Community Bank merged with and became a division of The Piedmont Bank located in Norcross, Georgia.