USDA Vs. FHA Pro and Con comparison in Puyallup, Pierce County, WA
For 2025, in Puyallup, within Pierce county of WA, the USDA loan limit is set at $713,000, contrasting with the FHA cap at $977,500 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates of today. This tool enables you to understand the income, credit, reserves, and documentation necessary for qualification. With our enhanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans, making informed decisions on the best program for your specific financial context in .
2025 Loan Caps and Downpayment Details in Puyallup, Pierce, WA
Type of Loan
Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Options for USDA and FHA Loans in Puyallup, WA
Our goal at Lendersa® is to provide you with the best USDA or FHA loan available, quickly and effortlessly. Choose one of three paths to discover lenders who match with USDA loan programs.
A USDA home loan is insured by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.
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