USDA Vs. FHA Pro and Con comparison in Sumner, Pierce County, WA

In the year 2025, the USDA loan limit for Sumner, nestled in Pierce county, WA, is set at $713,000. At the same time, the FHA limit for a single-family home reaches $977,500.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates to find out the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the best program for your financial needs in .

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2025 Loan Limits and Downpayment Guidelines in Sumner, County of Pierce, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Choices in Sumner, WA

The primary aim of Lendersa® is to quickly secure for you the most suitable USDA or FHA loan without hassle. You can begin with one of three starting points that connect you with fitting lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in WA

The USDA home loan is supported by the Department of Agriculture, often called a USDA rural development loan or mortgage, and is accessible solely in rural locales. While FHA loans demand a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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