USDA Vs. FHA your options comparison in Sumner, Pierce County, WA
In the year 2025, the USDA loan limit for Sumner, nestled in Pierce county, WA, is set at $713,000. At the same time, the FHA limit for a single-family home reaches $977,500.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates to find out the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the best program for your financial needs in .
2025 Loan Limits and Downpayment Guidelines in Sumner, County of Pierce, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Exploring USDA and FHA Loan Choices in Sumner, WA
The primary aim of Lendersa® is to quickly secure for you the most suitable USDA or FHA loan without hassle. You can begin with one of three starting points that connect you with fitting lenders and USDA loan programs.
The USDA home loan is supported by the Department of Agriculture, often called a USDA rural development loan or mortgage, and is accessible solely in rural locales. While FHA loans demand a minimum down payment of 3.5%, USDA loans do not require any down payment.
Boston Firefighters Credit Union was established in 1948. Since that time, BFCU has had one goal; to provide high quality services in a warm, friendly atmosphere with the best possible rates while operating in a safe and sound manner consistent with all regulatory rules and regulations
East West Mortgage was started to help individuals and families manage their home finances and their lives in an efficient, and informed manner. Our technology allows us to save our customers time and money. Our knowledgeable loan officers are dedicated to helping customers understand their options and select the best loan programs available.
Norfolk Capital provides short-term bridge capital for real estate investors, developers, and home builders who need immediate funding for an acquisition or refinancing.
Our creative real estate financing solutions are structured exclusively for those seeking alternatives to conventional bank loans.
Mass Bay Credit Union serves over 18, 000 Members, manages over $220 million in assets, and operates under the Credit Union ideal of "People Helping People." We are 100% committed to providing our Members with the best banking value, products and services available, with state-of-the-art technology and unparalleled access
Taupa Lithuanian Federal Credit Union! 2019 we celebrated our 39th anniversary. The credit union has 1,800 members and $22 million in assets. We offer to our members: Best CD rates, MasterCard® Credit Card (no annual fees), Scorecard Bonus Points, Debit Card, Online Banking and Bill Pay all FREE. Our Personal and Business Checking accounts
Goldmark has served the financial needs of members since 1955. In that year, five local citizens saw a need for people to save and borrow money through an institution focused on people helping people. Their goal was to form a credit union, which is a not-for-profit cooperative owned and controlled by members, for members. The five original members
Attleboro Municipal Employees Federal Credit Union
138 South Main Street, Attleboro, MA, 02703
In June 1963, a small group of city employees met in an upstairs room of the South Main Street Fire Station (now the Attleboro Council on aging) to discuss forming a municipal credit union. This credit union would provide a convenient means of saving, and also provide members with low interest loans.
Bristol County Savings Bank, founded in 1846, is a full-service financial institution offering commercial lending, personal and business banking, and mortgage services. The Bank’s Financial Advisory Services division has successfully assisted businesses, individuals and non-profits with the management of their assets since 1989.
The Lynn Teachers’ Credit Union has been in existence since 1935. We have consistently been available for the needs of our members and will continue to do so. We offer the convenience of payroll deduction for both savings and loans. We offer prompt, courteous service to all of our members and prospective members
Shamrock Home Loans, we’re not inspired by mortgage loans, credit scores or interest rates. No way. What fires us up is the idea of building neighborhoods, watching families grow and turning houses into homes and also The company provides equity, refinancing, debt consolidation, home improvement loans and real estate mortgage loans.