USDA Vs. FHA Pro and Con comparison in Bethel, Kitsap County, WA
In 2025, within Bethel, situated in Kitsap county, WA, the USDA loan limit is defined at $398,300. Meanwhile, for single-family homes, the FHA imposes a limit of $563,500.
Utilize the Lendersa® USDA loan calculator to effectively assess the most competitive USDA versus FHA rates as of today. By determining the required income, credit score, reserves, and necessary documentation for qualification, this advanced mortgage tool displays the USDA, FHA, Conforming, and VA programs side by side. This helps you discern which program in aligns best with your specific financial profile.
Review of 2025 Loan Limits and Down Payment Requirements in Bethel, Kitsap, WA
Loan Type
Loan Limit
Down Payment
USDA
$398,300
0%
FHA
$563,500
3.5%
Conventional Conforming
$726,200
3%
Exploration of USDA and FHA Loan Options in Bethel, WA
Lendersa® endeavors to deliver the most advantageous USDA or FHA loan swiftly and with minimal difficulty. Initiate your search with one of three pathways designed to connect you with compatible lenders and USDA loan programs.
USDA home loans, supported by the Department of Agriculture—also known as USDA rural development loans or USDA mortgages—are solely available in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, a USDA mortgage eliminates the need for any down payment, presenting a favorable option for eligible rural buyers.
Neighborhood National Bank has proudly served the small businesses and residents of San Diego County since 1997, over two decades. As a local community bank, we pride ourselves on utilizing local deposits to invest back into the small to mid-size businesses who serve as the economic engine of San Diego.
Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service
Animas Credit Union, is a not-for-profit, member-owned financial institution serving the Farmington, Bloomfield, and Four Corners areas. The Credit Union was chartered in 1956 by El Paso Natural Gas employees and their families. In 1960, the Credit Union changed its name to Animas Credit Union.
Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal
MK Mortgage Group LLC headquarters is in Elizabeth, Colorado. MK Mortgage Group LLC is in the sectors of: Financial Services. This company is a banking company based out of 1660 Prominence Circle. When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford
133 County Road 17, Suite E1-A, Elizabeth, CO, 80107
"Janie Taylor of the Taylor Mortgage Group began her real estate career in Denver in 1975 starting with on site sales. Her success led to resales, commercial investment, commercial leasing and farm, ranch and land sales.
We offer almost any loan you could ever imagine! Land, Construction, Refinance, Jumbo and much much more!"
"Socotra Capital is your approachable neighborhood lender with local roots and a national reach.
Hard money. That’s all we do, and that’s why we’re the best at it.
We know that the first step toward achieving your real estate dreams is securing the necessary finances, and we are ready to help your dreams come to life.
555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
