USDA VS FHA in East-Port-Orchard, Kitsap County, WA

For the year 2025, the USDA loan limit in East-Port-Orchard, within Kitsap county in WA, is set at $370,400. Meanwhile, the FHA limit for a single-family home stands at $435,850.

Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA options today. This tool helps assess the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in East-Port-Orchard, Kitsap, WA

Loan Type Loan Limit Down Payment
USDA $370,400 0%
FHA $435,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in East-Port-Orchard, WA

The goal of Lendersa® is to swiftly connect you with the best possible USDA or FHA loans hassle-free. Choose one of three starting points that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them an appealing option for those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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