USDA Vs. FHA your options comparison in East-Port-Orchard, Kitsap County, WA
For the year 2025, the USDA loan limit in East-Port-Orchard, within Kitsap county in WA, is set at $370,400. Meanwhile, the FHA limit for a single-family home stands at $435,850.
Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA options today. This tool helps assess the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in East-Port-Orchard, Kitsap, WA
Loan Type
Loan Limit
Down Payment
USDA
$370,400
0%
FHA
$435,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in East-Port-Orchard, WA
The goal of Lendersa® is to swiftly connect you with the best possible USDA or FHA loans hassle-free. Choose one of three starting points that match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them an appealing option for those eligible.
Since 1955, La Loma Federal Credit Union has been proudly serving the Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities La Loma FCU is a credit union, which is a financial institution. Similar to other financial institutions.
We help our clients buy, sell and finance real estate. We work with clients that are working on their personal residences or investment properties. Focusing on our clients needs, representing them well, getting them amazing deals, and providing the best marketing are all of the utmost importance to us.
At Alta Vista Credit Union you’re not a customer; you’re a member of a not-for-profit cooperative. Instead of making a profit for our shareholders, we’re making finances more profitable for you through better loan rates, lower service charges, and better dividends on savings. A community credit union for residents of San Bernardino and Riverside Co
Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference.
At Ida’s Direct Mortgage, a Tulare Mortgage Company,
1209 Nevada Street, Suite 200, Redlands, CA, 92374
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957.
We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
1255 West Colton Avenue, Office 17, Redlands, CA, 92374
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
