In 2026, for a single-family home in Port-Orchard, county of Kitsap, WA, the USDA loan cap is $370,400, whereas the FHA cap is $435,850.
Utilize the Lendersa® USDA loan calculator to evaluate the finest USDA versus FHA rates of the day. Establish the necessary income, credit score, reserves, and paperwork for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program in for your financial needs.
2026 Loan Caps and Downpayment Needs in Port-Orchard, County of Kitsap, WA
Loan Type
Loan Limit
Down Payment
USDA
$370,400
0%
FHA
$435,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Port-Orchard, WA
Lendersa® aims to provide you with a top-notch USDA or FHA loan promptly and effortlessly. Choose one of three entry paths that match you with lenders and USDA loan programs.
A USDA home loan is insured by the U.S. Department of Agriculture, known as the USDA rural development loan or mortgage. It is exclusively offered in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, the USDA loan requires no down payment at all.
At The Portage County Bank we offer our customers a complete line of deposit services. We have checking accounts, savings accounts, money market accounts and certificates of deposits with various maturities and rates. We also have regular IRA and Roth IRA Accounts. Whatever type of account you are looking for The Portage County Bank has it for you.
Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain.
Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)
Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.
The Security State Bank was founded in 1917 by a group of local residents and businessmen. The bank operated in Wingate, Texas while establishing close relationships with many area residents over the years. In September 1958 The Security State Bank was authorized as a Texas Banking Corporation by the Texas Department of Banking.
Forty years ago, a small group of local businessmen in Pontotoc County established the First American Bank of Roff in order to meet the personal banking and business-banking needs of the citizens in Roff and surrounding areas. The mission of the bank, then and now, has been to serve its customers with personalized banking service.
Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.
The history of the United State Bank began in 1922 when Lorenzo H. Gnuse, Sr. founded the Durham State Bank. Mr. Gnuse was commissioned by the State of Missouri to assist in the liquidation of banks throughout Missouri that were failing due to the nationwide depression. Mr. Gnuse was sent to Durham to liquidate the Durham Savings Bank.
