USDA Vs. FHA your options comparison in Port-Orchard, Kitsap County, WA
In 2025, for a single-family home in Port-Orchard, county of Kitsap, WA, the USDA loan cap is $370,400, whereas the FHA cap is $435,850.
Utilize the Lendersa® USDA loan calculator to evaluate the finest USDA versus FHA rates of the day. Establish the necessary income, credit score, reserves, and paperwork for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program in for your financial needs.
2025 Loan Caps and Downpayment Needs in Port-Orchard, County of Kitsap, WA
Loan Type
Loan Limit
Down Payment
USDA
$370,400
0%
FHA
$435,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Port-Orchard, WA
Lendersa® aims to provide you with a top-notch USDA or FHA loan promptly and effortlessly. Choose one of three entry paths that match you with lenders and USDA loan programs.
A USDA home loan is insured by the U.S. Department of Agriculture, known as the USDA rural development loan or mortgage. It is exclusively offered in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, the USDA loan requires no down payment at all.
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
National Iron Bank strives to be the market’s most trusted and sought after bank, helping consumers and businesses achieve their evolving financial goals while providing the highest level of customer service.With a comprehensive network of branches and ATMs, no one covers the northwest corner like National Iron Bank.
Liberty Bell Bank, A Division of The Bank of Delmarva has 3 convenient branches serving Camden and Burlington counties. The Bank of Delmarva has 11 branches located throughout Salisbury and Ocean City (MD), along with Sussex County, DE. Please click on a branch below for more information about that branch
Since 2002, Acre Mortgage & Financial Inc. has provided one of the most efficient online mortgage experiences in the industry. From first-time home buyers to real estate investors, Acre Mortgage uses today's latest decision and application tools in order to provide clients the easiest and most efficient mortgage loan process from start to closing.
"Evesham Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools"
Aspire Home Mortgage (AHM) was created to combine top tier mortgage professionals, most with over 20 years of mortgage industry experience, with the best mortgage products and technology the industry offers. This combination enables the Aspire Team to offer a wide array of mortgage products
NewMark Home Mortgage is determined to provide each client with the most ideal mortgage experience that includes NO LENDER FEES, the most competitive wholesale rates available in the marketplace, a smooth/efficient process combined with a customer service that is second to none. NMLS #1877629
3rd Generation Mortgages is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. mortgage product for your needs. We understand that every borrower is different
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
