USDA Vs. FHA Pro and Con comparison in Port-Orchard, Kitsap County, WA
In 2025, USDA loan limit in Port-Orchard, county of Kitsap, WA is $370,400 while FHA limit is $435,850 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Port-Orchard, county of Kitsap, WA
Loan Type
Loan Limit
Down payment
USDA
$370,400
0%
FHA
$435,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Port-Orchard, WA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Vigo County Federal Credit Union will serve the membership by providing cost effective services that meet members’ on-going needs and objectives and function as their primary financial institution. Vigo County Federal Credit Union is a member owned and operated financial institution with no outside investors.
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A volunteer board of directors, elected by members, sets polici
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Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
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