USDA Vs. FHA Pro and Con comparison in Manchester, Kitsap County, WA
In 2025, the USDA loan limit for Manchester in Kitsap county, WA, stands at $398,300. Meanwhile, the FHA limit for a single-family home is $563,500.
Leverage the Lendersa® USDA loan calculator to contrast today’s USDA with FHA rates. This tool aids you in comprehending the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Manchester, Kitsap, WA
Loan Type
Loan Limit
Down Payment
USDA
$398,300
0%
FHA
$563,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Manchester, WA
Lendersa® is dedicated to swiftly connecting you with the best USDA or FHA loan options, free of hassle. Begin by selecting one of three pathways that align you with lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often known as a USDA rural development loan or mortgage, and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, making them an appealing choice for those who qualify.
16822 Pacific Coast Highway, Suite F, Sunset Beach, CA, 90742
At Revival Lending, we want you to experience revival in your finances and your life. We focus on serving our clients for the long term, not as a one time transaction. We accomplish this by taking a holistic financial approach. We begin by analyzing your past financial history, we review your current situation and map out your future goals.
16152 Beach Blvd, Suite 120, Huntington Beach, CA, 92647
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17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92647
Morningstar Mortgage is a Federal Housing Agency Approved Lending Institution. Approved Lender # 24053-00004. We are not simply a branch of one bank and limited to the reverse mortgage products they offer. We offer a range of different options from many wholesale lending sources both government insured, and privately held.
16162 Beach Blvd, Suite 250, Huntington Beach, CA, 92647
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
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16152 Beach Boulevard, Suite 131, Huntington Beach, CA, 92647
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
17011 Beach Boulevard, Suite 230, Huntington Beach, CA, 92647
At Professionals Mortgage Group. We are a full-service mortgage company based in Huntington Beach, CA. We specialize in Mortgage Loans and Refinance Loans in Huntington Beach, Seal Beach, Fountain Valley, Westminster, Long Beach, and Santa Ana. We also serve the surrounding cities in Orange County.
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92647
OC Realtors to help find your dream home in the city you are looking People are often treated like a statistic when shopping for a mortgage. This creates poor communication & response time, jeopardizing your dream of home ownership. A broker who will treat you like a business partner and guide you through the process is rare.
16162 Beach Boulevard, Suite 304, Huntington Beach, CA, 92647
Lendingwide is a full service lender in providing mortgage banking resources for real estate loans that offers competitive rates in today's market. At Lendingwide, we are committed to provide quality lending products and services that create trust by achieving superior customer satisfaction.
