USDA and FHA Pro and Con in Parkwood, Kitsap County, WA

The USDA loan limit in Parkwood, county of Kitsap, WA, for 2025 is $398,300, whereas the FHA limit for a single-family home is $563,500.

Utilize Lendersa®'s USDA loan calculator to compare today’s prime USDA versus FHA rates and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best financial program in Alabama for your needs.

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Current 2025 Loan Limits and Down Payment Requirements in Parkwood, county of Kitsap, WA

Loan Type Loan Limit Down payment
USDA $398,300 0%
FHA $563,500 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Parkwood, WA

Lendersa® seeks to provide you with the most suitable USDA or FHA loan swiftly and efficiently. Choose from three starting points to find matching lenders.

Lendersa USDA loan request and results

What are USDA Loans in WA?

A USDA loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. In contrast, FHA loans require a 3.5% minimum down payment, but USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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