USDA Vs. FHA Pro and Con comparison in Parkwood, Kitsap County, WA

The USDA loan limit in Parkwood, county of Kitsap, WA, for 2025 is $398,300, whereas the FHA limit for a single-family home is $563,500.

Utilize Lendersa®'s USDA loan calculator to compare today’s prime USDA versus FHA rates and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best financial program in Alabama for your needs.

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Current 2025 Loan Limits and Down Payment Requirements in Parkwood, county of Kitsap, WA

Loan Type Loan Limit Down payment
USDA $398,300 0%
FHA $563,500 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Parkwood, WA

Lendersa® seeks to provide you with the most suitable USDA or FHA loan swiftly and efficiently. Choose from three starting points to find matching lenders.

Lendersa USDA loan request and results

What are USDA Loans in WA?

A USDA loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. In contrast, FHA loans require a 3.5% minimum down payment, but USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fusion Capital Group
  • 7284 Murdy Circle, Huntington Beach, CA, 92647
  • At Fusion Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Excalibur Mortgage Corporation
  • 7071 Warner Avenue, Suite F-717, Huntington Beach, CA, 92647
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Safe Lending Mortgage Corp
  • 7071 Warner Ave, Suite F396, Huntington Beach, CA, 92647
  • "SafeLending is a mortgage company founded in Huntington Beach, CA but serves all of Orange County, Los Angeles County, and San Fernando Valley County. ​ The founder, Safe Habashi, has been in the mortgage business for nearly 25 years. His extensive experience allows him to work creatively with every client and every situation."
  • Union 1st Inc.
  • 16152 Beach Boulevard, Suite 101, Huntington Beach, CA, 92647
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Advanced Horizon Lending
  • 7755 Center Avenue, 11th Floor, Huntington Beach, CA, 92647
  • At Advanced Horizon Lending we specialize in all types of mortgage financing. Whether you are a first time homebuyer, or a veteran investor, our experience, rates and speed make us stand apart from other lenders. If you are buying a new home, refinancing your existing mortgage or taping some of the growing equity in your home we are here to help.
  • Flex Funding
  • 7755 Center Avenue, Suite 1100, Huntington Beach, CA, 92647
  • Flex Funding in Huntington Beach, California, is led by Monica Victorino who is a full-service licensed broker. Our clientele steadily increased over the years and helped in turning our company into what it is today. Our business is based on four key elements, knowledge, skills, discipline, and ethics.
  • Alliance West Financial Corporation
  • 17111 Beach Boulevard, Suite 100, Huntington Beach, CA, 92647
  • Alliance West Financial Solution for the local Real Estate market. Our mission is to provide our clients with the highest professionalism and ethics, whether looking for a new home, making investment strategies, avoiding foreclosure or navigating the REO process. We are here to make the home buying process as simple.
  • Nuvision Federal Credit Union
  • 7812 Edinger Avenue., Huntington Beach, CA, 92647
  • Born nearly a century ago as the credit union of Douglas Aircraft, our values were forged in the factories and plants that made the region prosper. At its core is a commitment to strength, independence and discipline. A belief that if you work hard enough, a better life is always possible. Not just for yourself, but future generations to come.