USDA Loan Vs. FHA loan for Birch-Bay, WA [ best of 2023]

In 2025, USDA loan limit in Birch-Bay, county of Whatcom, WA is $354,200 while FHA limit is $442,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Birch-Bay, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(404) 622-3492 2219 miles Lender's profile and map Reviews Community Lending Solutions Inc 801 Moreland Avenue, Suite B, Atlanta, GA, 30316 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(404) 768-4980 2219 miles Lender's profile and map Reviews Family First Credit Union 3604 Atlanta Ave, Hapeville, GA, 30354 Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU
(251) 867-3162 2219 miles Lender's profile and map Reviews Brewton Mill Federal Credit Union 2549 South Blvd, Brewton, AL, 36426 Brewton Mill Federal Credit Union was started in 1959 as Brewton CCA Federal Credit Union. In 1999 we changed our name to Brewton Mill Federal Credit. Today our membership includes: Employees of Smurfit-Stone Container Corporation Brewton Mill, Brewton Mill Federal Credit Union Employees, Members of their immediate families
(251) 867-5431 2219 miles Lender's profile and map Reviews Bank of Brewton 103 Belleville Ave., Brewton, AL, 36426 The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.
(315) 253-2934 2220 miles Lender's profile and map Reviews Auburn Community Federal Credit Union 65 Wright Circle, Auburn, NY, 13021 Auburn Community Federal Credit Union is owned by its members. Each member has equal standing in Auburn Community Federal Credit Union. This means that our credit union operates for and by our members. This eliminates the conflict of interest that’s present at big banks. Banks are owned by shareholders.
(800) 560-9883 2220 miles Lender's profile and map Reviews Embassy National Bank 1817 North Brown Rd, Lawrenceville, GA, 30043 Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
(855) 889-4328 2220 miles Lender's profile and map Reviews Peach State Federal Credit Union 1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043 Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
(833) 527-5626 2220 miles Lender's profile and map Reviews Guaranteed Home Loans LLC 1130 River Overlook Court, Lawrenceville, GA, 30043 GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
(334) 727-3180 2220 miles Lender's profile and map Reviews Tuskegee Federal Credit Union 304 West Montgomery Road, Tuskegee, AL, 36083 TFCU is a not-for-profit cooperative of members who have the following common bond: 1. Affiliation with Macon County Board of Education & Tuskegee Institute. 2. Persons who reside, work or worship in Macon County, AL. 3. Members of the South East Alabama Self-help Association. 4. Members and employees of the Christian Methodist Episcopal Churches.
(301) 359-3081 2220 miles Lender's profile and map Reviews WEPCO Federal Credit Union 204 North Branch Avenue, Bloomington, MD, 21523 WEPCO FCU will maintain the financial stability necessary to provide you with safe, convenient, & cost-effective products. We will provide the exemplary service necessary to earn the privilege of being your financial institution of choice. We will seize opportunities to grow the credit union in a prudent manner for the benefit of all we serve.
(334) 821-9200 2221 miles Lender's profile and map Reviews AuburnBank 100 North Gay Street, Auburn, AL, 36830 Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers