USDA and FHA Pro and Con in Birch-Bay, Whatcom County, WA
In 2025, the USDA loan cap for Birch-Bay in Whatcom county, WA, stands at $354,200, whereas the FHA limit for a single-family dwelling is $442,750.
Leverage the Lendersa® USDA loan calculator to balance today's USDA versus FHA rates. Our advanced mortgage tool enables you to review income, credit, reserves, and document requirements side-by-side across USDA, FHA, Conforming, and VA loans, helping you ascertain which program in Alabama best fits your financial case.
Overview of 2025 Loan Limits and Downpayment in Birch-Bay, Whatcom, WA
Loan Type
Loan Limit
Down Payment
USDA
$354,200
0%
FHA
$442,750
3.5%
Conventional Conforming
$548,250
3%
Considering USDA and FHA Loans in Birch-Bay, WA
At Lendersa®, our aim is to swiftly connect you to the most advantageous USDA or FHA loan, free of unnecessary challenges. Start with one of our three paths to align with compatible lenders and USDA financing opportunities.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is insured by the government under the Department of Agriculture. This type of loan is exclusively accessible in rural locales. It contrasts with FHA loans, which necessitate a minimum 3.5% down payment, as the USDA mortgages require no down payment whatsoever.
19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.
New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.
Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
19125 North Creek Parkway, Suite 210, Bothell, WA, 98011
TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker.
Northwest Neighborhood Realty and Northwest Home Loan is committed to helping you either find the right home or mortgage product for your needs. We understand that every buyer and borrower is different. We offer a variety of products to meet your individual requirements. When you submit a loan request with us, we will work closely.
eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
Westwood Mortgage specializes in helping people find the perfect loan for their needs.Our focus is on providing our clients with the best service, competitive interest rate & fees, along with the most accurate information. We offers clients the highest level of customer service combined with the widest variety of competitive mortgage loan programs.
Wallingford Mortgage Services Inc was born in 2003, the same year as my son. We named the company after the neighborhood of Seattle that we live in. A Mom and Pop shop, literally. I was our loan officer and my wife was our processor. We started our business not just to make more scratch.
