USDA Loan Vs. FHA loan for Birch-Bay, WA 2025

In 2025, USDA loan limit in Birch-Bay, county of Whatcom, WA is $354,200 while FHA limit is $442,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Birch-Bay, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(865) 546-0910 2141 miles Lender's profile and map Reviews Home Federal Bank of Tennessee 515 Market Street, Knoxville, TN, 37902 A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards
(866) 727-4712 2141 miles Lender's profile and map Reviews 21st Insurance Agency 620 Market Street, Suite 100, Knoxville, TN, 37902 21st Insurance Agency we care about your future. Over the last 20 years our agents have been helping people like you gain peace of mind. Our knowledgeable agents take the time to consult with you on your personal or business insurance needs. We want you to count on us for quality service. Contact one of our experienced agents
(865) 268-2997 2141 miles Lender's profile and map Reviews ETMA FCU 1828 Airbase Road, Louisville, TN, 37777 At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.
(865) 544-5400 2141 miles Lender's profile and map Reviews Knoxville TVA Employees Credit Union PO Box 36027, Knoxville, TN, 37930 Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.
(412) 364-1911 2141 miles Lender's profile and map Reviews West View Savings Bank 9001 Perry Highway, Pittsburgh, PA, 15237 West View Savings Bank is a Pennsylvania-chartered, FDIC-insured stock savings bank conducting business from five offices in the suburban North Hills of Pittsburgh. Originally organized in 1908 as West View Building & Loan Association, we changed our name to West View Savings and Loan Association in 1954.
(412) 369-7852 2141 miles Lender's profile and map Reviews Federated Mortgage 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15237 At FEDERATED MORTGAGE CORP. you will find low current mortgage interest rates and friendly experienced professionals to guide you through the entire transaction our team of experts can guide you though these complicated waters. After checking your eligibility by clicking here, we will be your advocates throughout the entire process from start to fi
(412) 931-1999 2141 miles Lender's profile and map Reviews American Mortgage Finance 3336 Maple Road, Pittsburgh, PA, 15237 American Mortgage Finance, located in Pittsburgh, PA was founded by Jack Catanzarite and Barry Kemper in February 2006. Leveraging the extensive experience of its senior management and loans officers, American Mortgage Finance offers a broad range of mortgage products using the newest and most innovative technology in the industry.
(412) 538-8843 2141 miles Lender's profile and map Reviews TruLending LLC 157 Berkshire Court, Pittsburgh, PA, 15237 TruLending acts as a middleman between you and potential lenders. Our priority is you. And, our mission is to work on your behalf with several banks to find the mortgage lender with competitive interest rates that best fit your needs. We have relationships with hundreds of lenders which makes life easier for you.
(412) 391-3200 2141 miles Lender's profile and map Reviews West Penn Financial Service Center Inc. 2250 Babcock Blvd, Pittsburgh, PA, 15237 West Penn Financial Service Center Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(412) 491-2319 2141 miles Lender's profile and map Reviews MABC MORTGAGE LLC 2001 Kinvara Drive, Pittsburgh, PA, 15237 MABC Mortgage, LLC is committed to personalized service and excellence! Opened in 2004, servicing the State of Pennsylvania, we have built a strong reputation through our commitment to customer service. Honesty, integrity and strong work ethics are at the center of our business practice. We are a Pittsburgh based, woman owned mortgage brokerage.
(504) 832-5900 2141 miles Lender's profile and map Reviews PAN AMOCO FEDERAL CREDIT UNION 3500 N Causeway Boulevard, Suite 100, Metairie, LA, 70002 PAN AMOCO FEDERAL CREDIT UNION was founded in October 1953, to serve the employees of Pan-Am Southerners Corp. The original name was Pan- Am Southerners Federal Credit Union, the name was soon changed to Pan-Amoco Federal Credit Union in 1957. Credit Unions are unique financial organizations that date back to the early twentieth century.