For 2025, the USDA loan limit in Blaine, within Whatcom county, WA, is $411,200, while the FHA limit for a single-family home is $603,750.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA loans' best rates. Determine the income, credit, reserves, and documentation necessary for qualification. With this advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA displayed side by side, helping decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $411,200 | 0% |
| FHA | $603,750 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to quickly deliver you the best USDA or FHA loan without hassle. Start with one of three paths that connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the government through the Department of Agriculture and is also known as a USDA rural development loan or mortgage. It is designed for rural areas exclusively. While FHA loans need a minimum down payment of 3.5%, USDA loans require no down payment, making them a compelling choice for eligible individuals.
Enter your location to find out if it qualifies for USDA rural housing loan?
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