USDA and FHA Pro and Con in Mount-Vernon, Skagit County, WA
In 2025, the USDA loan cap for Mount-Vernon in Skagit County, WA, is $324,700, whereas FHA's limit for a single-family dwelling reaches $405,950.
Utilize Lendersa®'s USDA loan calculator to explore today's top USDA vs FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Mount-Vernon, Skagit County, WA
Loan Type
Loan Limit
Down Payment
USDA
$324,700
0%
FHA
$405,950
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Pathways in Mount-Vernon, WA
Lendersa® aims to help you quickly secure the optimal USDA or FHA loan with minimal hassle. Begin with one of three approaches to match with lenders and USDA loan offerings.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need none.
Northway Bank, headquartered in Berlin, New Hampshire, and a wholly-owned subsidiary of Northway Financial, Inc., serves dozens of communities throughout New Hampshire with 16 full-service branches and two loan production offices located in Bedford and Portsmouth. Today, with assets over $900 million, Northway Bank is one of the largest independent
The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
Tempo Funding is a private lender that provides Hard Money and Transactional Funding Loans for Short Sales, REOs and other Discounted Short Term "Fix and Resell" transactions.
Our focus is Short-Term bridge loans for minor or no rehab projects, with the clearly defined exit strategy, typically under 120 days. We work mostly in the residential
Our commitment to sound banking, combined with our promise to provide the best service available, has made us one of the fastest growing banks in our area.
Florence Bank remains committed to serving the community as a local bank. The bank is depositor owned and its Directors and Corporators are all actively involved in the local community.
Amerasia Bank was established in 1988 in Flushing, New York. For over 30 years, our bank has continued to grow steadily and strongly. Our goals have remained unchanged to always keep the "Customer and Service First". We have regularly been awarded "Top Performing" and "Five-Star.
TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.
