USDA VS FHA in Mount-Vernon, Skagit County, WA

In 2025, USDA loan limit in Mount-Vernon, county of Skagit, WA is $324,700 while FHA limit is $405,950 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mount-Vernon, county of Skagit, WA

Loan Type Loan Limit Down payment
USDA $324,700 0%
FHA $405,950 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Mount-Vernon, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BrightSide Lending LLC
  • 42475 Garfield Rd, Clinton Township, MI, 48038
  • At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
  • Victory Home Loans
  • 43260 Garfield, Suite 250, Clinton Township, MI, 48038
  • "Victory Home Loans is a wholesale brokerage that was established in December of 2000. Scott Van Sickle is the broker & brings over 15 years of combined mortgage & real estate experience to the table.Being a wholesale broker gives us the unique advantage of giving superior service while at the same time delivering very competitive rates and
  • Nowland Mortgage
  • 38400 Hayes Rd, Clinton Township, MI, 48038
  • Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Cranbrook Loans
  • 41800 Hayes Road, Clinton Township, MI, 48038
  • Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.
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  • First Independence Bank’s mission is to be a beacon for capital accumulation for individuals and business entities by delivering financial services with an affinity for under-served and minority communities. First Independence Bank, a state‐chartered commercial bank, complies with all applicable laws, rules, regulations, and ordinances.
  • First National Bank in New Bremen
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  • First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.
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  • 1199 Pasadena Boulevard, Pasadena, TX, 77501
  • Pasadena Postal Credit Union (PPCU) was established in 1966 by the Pasadena Postal corporate office to provide a means for their employees and family members to save and borrow money. In September 2020, Pasadena Postal Credit Union changed their name to Priority Postal Credit Union in an effort to show unity between all the chartered locations.
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  • FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
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  • Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.