USDA and FHA Pro and Con in Mount-Vernon, Skagit County, WA
In 2025, the USDA loan cap for Mount-Vernon in Skagit County, WA, is $324,700, whereas FHA's limit for a single-family dwelling reaches $405,950.
Utilize Lendersa®'s USDA loan calculator to explore today's top USDA vs FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Mount-Vernon, Skagit County, WA
Loan Type
Loan Limit
Down Payment
USDA
$324,700
0%
FHA
$405,950
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Pathways in Mount-Vernon, WA
Lendersa® aims to help you quickly secure the optimal USDA or FHA loan with minimal hassle. Begin with one of three approaches to match with lenders and USDA loan offerings.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need none.
26901 Agoura Road Suite 180, Agoura Hills, CA, 91301
OneSource by PCS is an online real estate finance marketplace. Borrowers have access to lower interest rate loans through a quick and simple online or mobile application. Investors have the ability to invest in a diverse range of investment products backed by real estate assets. Our goal is stress-free closing without the headaches and delays assoc
Allied Commercial Funding is a full-service commercial direct lender for Stated Income Loans, Hard Money/Bridge Loans and a mortgage broker for aggressive Bank Loans, making your commercial real estate financing easy for any FICO since 1993. Allied Commercial Funding can provide you with a Real Estate Loan for Stated Income Loans
27001 Agoura Road Suite 200, Agoura Hills, CA, 91301
Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.
2255 North Ontario Street, Suite 320, Burbank, CA, 91504
We have been taking care of the financial needs of Farmers employees and agents for over 70 years, currently serving over 50,000 members with over $650 million in assets.
As a non-profit financial institution, our members are our owners. We offer higher savings yields and lower loan rates thank banks. And service is our priority.
1317 North San Fernando Blvd, Suite 534, Burbank, CA, 91504
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We can always go back and fourth on which values outweigh one another, but the truth is honesty in this business is what truly matters. With many years experience and being up to date on all lending guidelines, it allows me to be able to truly provide all lending options and show side by side comparisons.
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Legacy Lending Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
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