As of 2025, the USDA loan limit in Canyon-Creek, residing in Snohomish county, WA, is $659,800. Meanwhile, the FHA cap for a single-family home is $776,250.
Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, figuring out the needed income, credit requirements, reserves, and necessary documents for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $659,800 | 0% |
| FHA | $776,250 | 3.5% |
| Conventional Conforming | $776,250 | 3% |
The mission of Lendersa® is to swiftly secure your ideal USDA or FHA loan with minimal hassle. Begin by selecting one of three pathways to connect with matching lenders and explore USDA loan programs.
A USDA home loan, underpinned by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is strictly available in rural neighborhoods. Contrasting with FHA loans, which require a minimum 3.5% down payment, USDA mortgages require none, offering substantial benefits to eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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