USDA Vs. FHA your options comparison in Arlington, Snohomish County, WA

For 2026, the USDA loan limit in Arlington, within Snohomish county of WA, is established at $713,000. Meanwhile, the FHA limit for a single-family dwelling is $977,500.

Take advantage of the Lendersa® USDA loan calculator to assess the most competitive USDA versus FHA rates available today. This tool assists you in determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator conveniently displays USDA, FHA, Conforming, and VA loans simultaneously, helping you ascertain the optimal program for your financial situation in .

Compare a variety of loan offers from 100 unique lenders

2026 Loan Limits and Downpayment Guidelines in Arlington, Snohomish county, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Opportunities in Arlington, WA

Lendersa® aims to quickly provide you with the very best USDA or FHA loan options without any unnecessary complications. Begin by selecting one of our three pathways, which will lead to compatible lenders and related USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture, exclusive to rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Leadco Community Credit Union
  • 820 E Main Street, Park Hills, MO, 63601
  • Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,

  • Bank of Salem
  • 207 West Church St, Salem, AR, 72576
  • Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.

    Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)

  • First National Bank of Nokomis
  • 122 W. State St., Nokomis, IL, 62075
  • First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service

  • Heights Auto Workers Credit Union
  • 13912 Torrence Avenue, Burnham, IL, 60633
  • Heights Auto Workers was founded in 1956. It was a credit union formed for the workers of Ford Motor Company. Since that time we have grown to over $34 million in assets & have expanded our membership. we still believe in the credit union philosophy of:

    People helping people is the driving force behind all credit union services.

  • First Savings Bank of Hagewisch
  • 13220 S. Baltimore Avenue, Chicago, IL, 60633
  • Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.

  • Sherwin-Williams Credit Union
  • 16230 Prince Drive, South Holland, IL, 60473
  • Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash

  • Bank of Belleville
  • 215 South Illinois St, Belleville, IL, 62220
  • We are invested in making the communities we serve stronger and providing the best experience for our clients. “Smaller Bank, Bigger Service, Stronger Community” is not just a tagline; it’s a promise. Our commitment to client and community service is at the forefront of everything we do.

  • SUPERIOR HOME LOANS LLC
  • 301 West A Street, Belleville, IL, 62220
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Fidelity Bank of Texas
  • 1901 West Lake Shore Drive, Waco, TX, 76708
  • Fidelity Bank of Texas has continued to serve individuals, families and businesses in the local community since its inception. Customers are treated like family and we pride ourselves on the personal attention given to each customer. Give us a call at either one of our locations for any of your banking needs

  • Maternity BVM CU
  • 299 East Marsile Street, Bourbonnais, IL, 60914
  • In March 1957, James M. Burns opened Maternity BVM Credit Union in the basement of the church rectory. The Credit Union was only open after the Masses on Sunday.

    In December 1973, the Credit Union moved to 299 E. Marsile Street, where it remains at this time. The Credit Union bought the original Senesac Home built in 1900

  • Elite Community Credit Union
  • 515 S Main Street, Bourbonnais, IL, 60914
  • Elite Community Credit Union, formerly Envision Credit Union, has been in business since 1957. Throughout the years, we have remained financially stable. We provide competitive share and loan rates, free online banking and mobile banking, along with a variety of other services such as, checking accounts