For 2026, the USDA loan limit in Arlington, within Snohomish county of WA, is established at $713,000. Meanwhile, the FHA limit for a single-family dwelling is $977,500.
Take advantage of the Lendersa® USDA loan calculator to assess the most competitive USDA versus FHA rates available today. This tool assists you in determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator conveniently displays USDA, FHA, Conforming, and VA loans simultaneously, helping you ascertain the optimal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $713,000 | 0% | |
| FHA | $977,500 | 3.5% | |
| Conventional Conforming | $977,500 | 3% |
Lendersa® aims to quickly provide you with the very best USDA or FHA loan options without any unnecessary complications. Begin by selecting one of our three pathways, which will lead to compatible lenders and related USDA programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture, exclusive to rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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