USDA and FHA Pro and Con in Lake-Cassidy, Snohomish County, WA

In 2025, the USDA loan maximum in Lake-Cassidy, within the county of Snohomish, WA, is $659,800. Meanwhile, the FHA limit for a single-family residence stands at $776,250.

Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Determine income criteria, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in based on your financial needs.

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2025 Loan Limits and Down Payment Essentials in Lake-Cassidy, Snohomish, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

USDA and FHA Loan Options in Lake-Cassidy, WA

Lendersa® strives to secure for you the best possible USDA or FHA loan quickly and without hassle. Choose one of three pathways to align with suitable lenders and discover USDA loan programs tailored to your needs.

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Defining USDA Loans in WA

A USDA home loan, supported by the Department of Agriculture and known also as a USDA rural development loan or USDA mortgage, is specific to rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans have no down payment requirement, offering significant advantages for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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