USDA Loan Vs. FHA loan pro & con Lake-Cassidy, Snohomish County, WA

In 2025, the USDA loan maximum in Lake-Cassidy, within the county of Snohomish, WA, is $659,800. Meanwhile, the FHA limit for a single-family residence stands at $776,250.

Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Determine income criteria, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in based on your financial needs.

USDA and FHA Loan Options in Lake-Cassidy, WA

Lendersa® strives to secure for you the best possible USDA or FHA loan quickly and without hassle. Choose one of three pathways to align with suitable lenders and discover USDA loan programs tailored to your needs.

Loan Type	Loan Limit	Down Payment
USDA	$659,800	0%
FHA	$776,250	3.5%
Conventional Conforming	$776,250	3%

Lendersa USDA loan request and matching results

Defining USDA Loans in WA

A USDA home loan, supported by the Department of Agriculture and known also as a USDA rural development loan or USDA mortgage, is specific to rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans have no down payment requirement, offering significant advantages for eligible rural buyers.

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(915) 444-8449 Lender's profile and map Reviews Kell Capital, LLC 221 N Kansas St, Suite 1211, El Paso, TX, 79901 Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
(651) 439-5195 Lender's profile and map Reviews First State Bank and Trust 950 Highway 95 North, Bayport, MN, 55003 First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.
(712) 243-3195 Lender's profile and map Reviews First Whitney Bank and Trust 223 Chestnut Street, Atlantic, IA, 50022 The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.
(612) 469-0220 Lender's profile and map Reviews Zip Mortgage LLC 7697 Johnson St, Siren, WI, 54872 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(800) 447-2265 Lender's profile and map Reviews Happy State Bank 100 E Main St, Happy, TX, 79042 Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.
(715) 483-5565 Lender's profile and map Reviews Landmark Mortgage 200 State Road 35, Dresser, WI, 54009 Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.
(915) 799-9093 Lender's profile and map Reviews Binary Investments, LLC 6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905 We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.
(915) 593-7111 Lender's profile and map Reviews High Desert Capital LLC 6080 Surety Dr, Suite 101, El Paso, TX, 79905 "The commercial lending market in El Paso, Texas is as diverse as the people who populate this city. Our vision of providing premier, non-traditional lending services is uniquely designed to serve the needs for El Paso, Texas.Our commitment to you is to deliver these services through our philosophy of working creatively with our clients."
(915) 304-0342 Lender's profile and map Reviews Home Plate Mortgage 6070 Gateway East, Suite 311, El Paso, TX, 79905 Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs
(915) 593-5866 Lender's profile and map Reviews evolve Federal Credit Union 8820 Gazelle Drive, El Paso, TX, 79925 evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.
(915) 778-9221 Lender's profile and map Reviews GECU 1225 Airway Blvd, El Paso, TX, 79925 In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.
(915) 276-7629 Lender's profile and map Reviews Sun City Home Loans 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925 Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.