In 2026, the USDA loan limit for Lake-Goodwin, in the county of Snohomish, WA is $659,800, whereas the FHA limit for a single-family home is $776,250.
Use the Lendersa® USDA loan calculator to compare the lowest USDA versus FHA rates available today. Determine the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $659,800 | 0% |
| FHA | $776,250 | 3.5% |
| Conventional Conforming | $776,250 | 3% |
Lendersa® aims to get you the best USDA or FHA loan quickly and without complication. Choose one of three starting points that connect you with matching lenders and USDA loan programs.
USDA home loans, backed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% as down payment, USDA loans require none, offering significant advantages.
Enter your location to find out if it qualifies for USDA rural housing loan?
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