USDA Loan Vs. FHA loan for Cheney, WA [ best of 2023]

In 2025, USDA loan limit in Cheney, county of Spokane, WA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cheney, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(412) 922-8272 1910 miles Lender's profile and map Reviews Tara Mortgage Services LLC 554 Washington Avenue, Carnegie, PA, 15106 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(412) 276-5379 1910 miles Lender's profile and map Reviews SouthWest Communities Federal Credit Union 213 Pine St, Carnegie, PA, 15106 SouthWest Communities means members enjoy higher dividends than banks, lower loan rates, low to no fees, & more personalized service than traditional banking, while still having access to the same conveniences, including: free online banking, mobile deposit, bill pay services, free checking, CD's, Christmas & vacation.
(412) 564-5858 1910 miles Lender's profile and map Reviews Princeton Financial, LLC 243 E Main St, Suite 201,, Carnegie, PA, 15106 "Since 1997, our team at Princeton has built a strong and trusted reputation as a regional mortgage lender. We serve the various lending needs of real estate professionals, builders, & individual homebuyers throughout Pennsylvania & West Virginia. mortgage lender. We serve the various lending needs of real We’re a full service mortgage lender"
(724) 444-8181 1910 miles Lender's profile and map Reviews North Districts Community Credit Union 5321 William Flynn Highway, Gibsonia, PA, 15044 The North Districts CU was chartered in 1942 to serve the needs of ten school districts that have merged into four districts. On July 10, 2001 we were granted a community charter by the Department of Banking and will now be known as North Districts Community Credit Union. We continue to maintain our growth, with assets of $37 million dollars.
(412) 638-9980 1910 miles Lender's profile and map Reviews CCC Holdings, LLC 4791 Au Sable Dr, Gibsonia, PA, 15044 Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
(814) 797-5768 1911 miles Lender's profile and map Reviews KGC Federal Credit Union 778 Beatty Avenue, Knox, PA, 16232 KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.
(504) 392-1111 1911 miles Lender's profile and map Reviews Mississippi River Bank 8435 Hwy 23, Belle Chasse, LA, 70037 We offer a full range of commercial lending services. Loan officers are experienced in lending for all types of customer needs. The parishes of Plaquemines, Orleans, and Jefferson have been served for years by Mississippi River Bank lending personnel. Through our correspondent relationships we have the ability to be as big as you need
(412) 221-6660 1911 miles Lender's profile and map Reviews Visionary Federal Credit Union 201 Beram Avenue, Bridgeville, PA, 15017 "Visionary FCU was founded in November 1960 as Universal-Cyclops Bridgeville Federal Credit Union. We changed our name to Visionary FCU in 1997, and now serve members that live, work, go to school, or worship in Allegheny County, PA. We are also a member of the Credit Union Shared Branch Network.
(800) 662-9550 1911 miles Lender's profile and map Reviews Mohsin Mortgage Corp 3075 Washington Pike, Bridgeville, PA, 15017 Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate
(304) 558-0566 1911 miles Lender's profile and map Reviews The State Credit Union 2200 Washington Street East, Charleston, WV, 25311 At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts. To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.
(304) 342-2422 1911 miles Lender's profile and map Reviews W V Air National Guard FCU 1512 Coonskin Drive, Charleston, WV, 25311 West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.