USDA Vs. FHA Pro and Con comparison in Cheney, Spokane County, WA
In 2025, the USDA loan limit in Cheney, located in Spokane county, WA, amounts to $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. This will help determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most fitting program in for your financial circumstances.
Overview of 2025 Loan Limits and Downpayment Needs in Cheney, Spokane, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Programs in Cheney, WA
The aim of Lendersa® is to swiftly provide you with the optimal USDA or FHA loan, devoid of hassle. Choose one of three initial steps that link you to suitable lenders and USDA loan options.
USDA home loans, endorsed by the Department of Agriculture, are also known as USDA rural development loans or mortgages, and are exclusive to rural locales. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment.
1990 Westwood Blvd, Suite 270, Los Angeles, CA, 90025
Fox Federal Credit Union has safely and soundly served its membership for over 85 years and has grown to become a full-service financial institution whose mission is to assist members in managing their financial resources by providing competitive, affordable financial products and services.
16001 Wilshire Blvd, Suite 500, Los Angeles, CA, 90025
Montana Capital Bad Credit Loans is proud to have assisted many other people just like you in different occupations and many income levels. Our loans have helped give them the boost they need to get ahead in life. This is our story:
2005. THE BEGINNING. Montana Capital was founded on September 2005
University Credit Union (UCU) was founded by the University Community for the University community in 1951 on UCLA’s campus. As we’ve grown, we’ve expanded to serve other universities throughout California, the West Coast Conference, and the Big West Conference.
We keep our members’ best interests at the forefront of everything we do.
12121 Wilshire Boulevard, Suite 101, Los Angeles, CA, 90025
Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty.
11601 Wilshire Boulevard, Suite 500, Los Angeles, CA, 90025
The Sunset Lending & Realty team focuses on providing the service value of a boutique firm with the speed and efficiency of the biggest banks. Our value comes from masterclass experts in mortgage loans and residential real estate that work together to provide the greatest value to California homeowners.
12424 Wilshire Boulevard, Suite 630, Los Angeles, CA, 90025
First Financial Bancorp (FFB) is a full-service mortgage company providing clients with services on residential, investment, commercial and construction. First Financial Bancorp is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community.
12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025
Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.
11111 Santa Monica Boulevard, Suite 1840, Los Angeles, CA, 90025
JDM Funding Corp provides competitive financing options for real estate investors, developers, & owner-occupants. Given our extensive experience, we offer direct expertise for each situation & transaction, whether you are buying a home, or you have a commercial project needs, such as financing existing properties, construction, development.
12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025
Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.
11601 Wilshire Blvd., Suite 500, Los Angeles, CA, 90025
Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. It is a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consiste
12100 Wilshire Boulevard, Suite 520, LOS ANGELES, CA, 90025
iBorrow is a direct lender that provides short term bridge financing of up to $25 million to commercial property owners at fixed interest rates on a non-recourse basis. iBorrow has completed more than $350 million worth of transactions and lends on all property types throughout the United States.
