As of 2025, the USDA loan limit in Spokane, county of Spokane, WA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can compare today’s top USDA vs. FHA rates and identify the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the most fitting program in based on your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Spokane, County of Spokane, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Spokane, WA
Lendersa® is dedicated to swiftly securing the best USDA or FHA loan for you, ensuring a hassle-free process. Choose one of the three initial paths provided to link with suitable lenders and access USDA loan programs that meet your requirements.
A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture, and is intended for rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA loans have no down payment requirement, making them an appealing option for those eligible in rural areas.
Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.
On Tap Credit Union is a full-service financial institution with assets in excess of $360 million. With a robust online banking mobile platform as well as our Arvada and Golden branch locations, On Tap Credit Union has provided exceptional financial service to members for over 60 years.
Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.
1898 Denver West Ct, Suite 1225, Golden, CO, 80401
Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463.
The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.
Lockstep, our team of Mortgage Brokers are creative experts ready to help you navigate the mortgage process smoothly. With all the worries that come with buying or refinancing a home, we have the experience, knowledge, and flexibility to get you to the finish line without any road bumps
At BestRates Mortgage, where we specialize in residential mortgages. At BestRates Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
North Metro Mortgage Inc is a small mortgage broker focusing on their home town areas of Northglenn, Thornton, Westminster and Broomfield. Our experts specialize in loan programs for the North Denver Suburbs. Our team has over 50 years combined experience to guide you through the entire process.
At Select Home Loan Group LLC. We are a full service mortgage company based in Brighton, CO. We specialize in Purchase, Refinance, and Conventional Loans in Brighton. We also serve the surrounding cities in Adams County. Whether you are buying a home or refinancing in the zip code 80602,
3051 West 105th Avenue, Suite 351653, Westminster, CO, 80602
Splash Real Estate Solutions LLC are a buying, selling, refinancing, or building your dream home, you have a lot riding on your Loan Specialist and Real Estate Agent. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professionals who are able to give you
Widespread Lending Solutions provides a full line of personalized and private Mortgage Brokerage & Real Estate Services. That means we can support you through the entire home buying, selling or refinancing process from start to finish. We streamline the home buying process by providing mortgage and real estate services under one roof.
