USDA Loan Vs. FHA loan for Medical-Lake, WA [Spokane County ]

In 2025, USDA loan limit in Medical-Lake, county of Spokane, WA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Medical-Lake, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(605) 563-2207 Lender's profile and map Reviews One American Bank 549 Broadway, Centerville, SD, 57014 ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.
(605) 334-2471 Lender's profile and map Reviews Levo Credit Union 1741 S Cleveland Avenue, Sioux Falls, SD, 57103 Levo Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner and McCook County, South Dakota.
(877) 353-1049 Lender's profile and map Reviews Pacific National Funding 101 S Reid St, Sioux Falls, SD, 57103 At Pacific National, we are a family oriented company that strives to help our customers recover from previous financial mistakes, and give them the support & assistance to get back on their feet again. We firmly believe that your past does not need to dictate your future, and wherever possible we aim to find a solution to your financial problems.
(605) 336-1047 Lender's profile and map Reviews Service First Federal Credit Union 3901 E 10th St, Sioux Falls, SD, 57103 Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
(308) 832-1600 Lender's profile and map Reviews Minden Exchange Bank & Trust Company 448 North Minden Avenue, Minden, NE, 68959 The Minden Exchange Bank opened for business on September 1, 1883. Establishing themselves as frontrunners in the Minden scene, the founders of the Minden Exchange Bank (Kingsley and Webb) constructed the first brick building in Minden in 1884, locating on a portion of the lots still occupied by the Bank structure.
(402) 329-6221 Lender's profile and map Reviews Midwest Bank 114 West Main, Pierce, NE, 68767 Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.
(505) 866-1470 Lender's profile and map Reviews RPM Lending 526 Sun Ranch Village Loop, Los Lunas, NM, 87031 We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
(605) 339-2152 Lender's profile and map Reviews CU Mortgage Direct, LLC 5010 S Solberg Ave, Sioux Falls, SD, 57108 CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.
(605) 782-8108 Lender's profile and map Reviews First Bank & Trust 2300 W 57th St, Sioux Falls, SD, 57108 Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.
(605) 665-7432 Lender's profile and map Reviews First Dakota National Bank 6109 S. Old Village Pl, Sioux Falls, SD, 57108 First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.
(605) 321-5615 Lender's profile and map Reviews FIRST INTERNATIONAL BANK & TRUST 4930 S Western Ave, Suite, Suite 100, Sioux Falls, SD, 57108 "First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, Minnesota, and Arizona. We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers."