For 2025, the USDA loan ceiling in Spokane-Valley, located in Spokane County, WA, stands at $285,000; whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator allows you to assess USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Spokane-Valley, Spokane County, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Spokane-Valley, WA
Lendersa® is dedicated to securing the best USDA or FHA loan quickly, without hassle. You can select from three strategies that lead to lender matches and available USDA loan programs.
A USDA home loan, officially backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only offered in rural areas. FHA loans require at least a 3.5% down payment, whereas the USDA mortgage requires none.
The Granite Financial Real Estate Loans, Inc is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
20111 Stevens Creek Blvd, Suite 245, Cupertino, CA, 95014
Our priority is to provide our customers with unparalleled service through our team of mortgage professionals. We will help you explore the right financing options for your needs matched with competitive pricing. We understand these are important decisions and we are committed to making the process seamless and expeditious for you.
20111 Stevens Creek Blvd, Suite 215, Cupertino, CA, 95014
As a mortgage broker, we shop the best banks and wholesale lenders in the nation to help you find the right loan fitting your needs and at the lowest interest rates available.We pride ourselves as professional consultants in giving you the information and advice you need to choose the best loan for you
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19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
Ascend has had ONE focus in mind - our clients. We live and breathe in Silicon Valley and our team members are often former engineers themselves, so we understand and resonate with our clients and know what matters the most. From commute route, school, up size/down size at different stages for housing, to rate, term.
16275 Monterey Rd, Suite K, Morgan Hill, CA, 95037
A comfortable, stable home is a financially healthy home. Nordic Home Loans was born from a passion for helping people navigate the complex mortgage industry. Our approach to creating a stress-free loan experience is rooted in our Scandinavian heritage. NORDIC IS WHITE COLLAR PROFESSIONALISM AND A BLUE COLLAR WORK ETHIC IN A GOLF SHIRT INDUSTRY.
