In 2025, the USDA loan ceiling in Fairchild-AFB, situated within Spokane County, WA is $285,000, whereas the FHA limit for a single-family home sits at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans and evaluate the income, credit, reserves, and documents needed to qualify. With this advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help determine which program in suits your financial scenario best.
2025 Loan Limits and Downpayment Requirements in Fairchild-AFB, Spokane County, WA
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Fairchild-AFB, WA
Lendersa® strives to efficiently secure the ideal USDA or FHA loan without any hassle. Choose one of three starting points that align with matching lenders and enlist in the USDA loan programs.
A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, intended for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
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