In 2025, the USDA loan ceiling in Fairchild-AFB, situated within Spokane County, WA is $285,000, whereas the FHA limit for a single-family home sits at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans and evaluate the income, credit, reserves, and documents needed to qualify. With this advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help determine which program in suits your financial scenario best.
2025 Loan Limits and Downpayment Requirements in Fairchild-AFB, Spokane County, WA
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Fairchild-AFB, WA
Lendersa® strives to efficiently secure the ideal USDA or FHA loan without any hassle. Choose one of three starting points that align with matching lenders and enlist in the USDA loan programs.
A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, intended for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.
4200 8th Street South, Wisconsin Rapids, WI, 54494
Established in 1923, Paper City Savings has served our community for over 95 years. The Association operates as a locally managed financial institution, owned by our depositors. Paper City Savings began with the purpose of providing mortgage loans for single-family homes in the South Wood County area.
WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $3.0 billion in client assets and in the past has been named the #1 community Bank holding company in the United States by U.S. Banker magazine.
Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
The MTEFCU, was founded by employees of Michigan Tech University, which used to be the Michigan Mining School. The intention of the credit union was to provide employees access to loans with reasonable interest rates.Membership is open to anyone who lives, works, or conducts business in Houghton, Keweenaw, or Baraga Counties.
Our Mission is to make available a source of credit at a fair and reasonable rate of interest, to encourage habits of careful management of money among our members and to provide our members the opportunity to manage their savings for their own benefit. Dubuque Postal Employees Credit Union Established in 1927.
At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
