USDA Vs. FHA Pro and Con comparison in College-Place, Walla Walla County, WA

In 2025, USDA loan limit in College-Place, county of Walla Walla, WA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in College-Place, county of Walla Walla, WA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in College-Place, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • West Milton State Bank
  • 940 High Street, West Milton, PA, 17886
  • Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
  • Craftmaster Federal Credit Union
  • 562 Shiner Road, Towanda, PA, 18848
  • The mission of the Craftmaster Federal Credit Union is to provide a safe and sound financial institution for members to obtain competitive dividends and interest rates, while complying with all Federal, State and local laws. Through quality management, we will provide personalized services that meet or exceed membership expectations.
  • The Muncy Bank and Trust Company
  • 2 N Main Street, Muncy, PA, 17756
  • The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
  • PALCO Federal Credit Union
  • 191 Chad Road, Muncy, PA, 17756
  • PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
  • Uwharrie Bank
  • 141 Providence Rd, Charlotte, NC, 28207
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
  • LendScout by American Security Mortgage Corp.
  • 150 Providence Road, Suite 300, Charlotte, NC, 28207
  • "LendScout by ASMC is a home-finance solutions team based in Charlotte, NC helping you turn your daydreams into your dream home through a seamless lending process. Our team has created a process to get you approved and into your home, quickly. We also minimize the potential for error as we communicate quickly"
  • Calhoun Liberty Employees Credit Union
  • 17394 NW Charlie Johns Street, Blountstown, FL, 32424
  • Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.
  • First National Bank of GA
  • 819 E Shotwell St, Bainbridge, GA, 39819
  • First National Bank is a full-service, independent and locally owned bank. First National Bank of Decatur County was organized in 2004 by a group of local businessmen and community leaders who share a personal stake in the future of our community. The founders of First National Bank wanted something better for the place they called home.
  • Diversified Mortgage Brokers
  • 100 Copley Place, Suite D, Lynchburg, VA, 24502
  • We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
  • Mortgage Equity Team LLC
  • 4100 Fort Avenue, Lynchburg, VA, 24502
  • Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
  • Beacon Credit Union
  • PO Box 4319, Lynchburg, VA, 24502
  • Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
  • Americas First Mortgage Lending Company
  • 601 North Belair Square, Suite 26, Evans, GA, 30809
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs