USDA Vs. FHA your options comparison in Pasco, Franklin County, WA

In 2026, the USDA loan limit for Pasco in Franklin County, WA is $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today’s top USDA vs FHA rates, determining the needed income, credit, reserves, and documents you need. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Pasco, Franklin County, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pasco, WA

Lendersa® aims to secure the best USDA or FHA loan quickly, without any hassle. Choose one of three starting points that lead to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in WA

A USDA home loan, or USDA rural development loan, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FCI Federal Credit
  • 2500 Leopard Drive, Texarkana, TX, 75501
  • FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.

  • Domino Federal Credit Union
  • 4702 S Lake Drive, Texarkana, TX, 75501
  • Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more

  • Red River Credit Union
  • 1000 Pine, Texarkana, TX, 75501
  • Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.

  • Heights Auto Workers Credit Union
  • 13912 Torrence Avenue, Burnham, IL, 60633
  • Heights Auto Workers was founded in 1956. It was a credit union formed for the workers of Ford Motor Company. Since that time we have grown to over $34 million in assets & have expanded our membership. we still believe in the credit union philosophy of:

    People helping people is the driving force behind all credit union services.

  • First Savings Bank of Hagewisch
  • 13220 S. Baltimore Avenue, Chicago, IL, 60633
  • Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.

  • First Trust Bank of Illinois
  • 275 East Court Street, Kankakee, IL, 60901
  • We are a well-capitalized, secure local bank with full-service locations in Bourbonnais, downtown Kankakee, west Kankakee, Aroma Park and Danforth as well as a convenient drive-up branch in Briarcliff Shell/Bourbonnais. We are committed to bringing you an extensive range of financial products and the responsive service you need.

  • Riverside Community Credit Union
  • 185 N Fraser Avenue, Kankakee, IL, 60901
  • Riverside Hospital Employees Credit Union, as it was called originally, was formed in 1976 by the employees of Riverside Hospital in Kankakee, Ill. Membership was open to all employees of the hospital and their family members. Over the years, our office moved to several locations in the hospital. Initially, savings

  • Rivers Area Credit Union
  • 296 W Jeffery Street, Kankakee, IL, 60901
  • 2 RIVERS AREA CREDIT UNION is a federally insured state chartered credit union headquartered in KANKAKEE, IL with 1 branch location and about $23.60 million in total assets. Opened 71 years ago in 1951, 2 RIVERS AREA CREDIT UNION has about 3,998 members and employs 6 full and part-time employees offering various banking

  • Kankakee Federation of Teachers Credit Union
  • 1200 W Jeffery Street, Kankakee, IL, 60901
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  • Peoples Bank of Kankakee County
  • 333 E. Court Street, Kankakee, IL, 60901
  • Peoples Bank was founded as People’s Bank Marycrest with its first location opening in the Marycrest neighborhood on East Court Street in May, 1962. The Bank was founded by Ford auto dealer, real estate developer, and philanthropist Romy Hammes. Romy established the Bank after recognizing a need for greater local decision making.

  • West Shore Bank
  • 201 W Loomis St, Ludington, MI, 49431
  • For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.

  • Safe Harbor Credit Union
  • 1200 E Tinkham Ave, Ludington, MI, 49431
  • Safe Harbor Credit Union was chartered in 1952 by employees of the Ludington Plant of Dow Chemical Company. The founders established our credit union to provide a safe, friendly environment where Dow’s Ludington employees and their families could place their savings and receive a good rate of return, as well as borrow for productive purposes.