USDA and FHA Pro and Con in Pasco, Franklin County, WA

In 2025, the USDA loan limit for Pasco in Franklin County, WA is $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today’s top USDA vs FHA rates, determining the needed income, credit, reserves, and documents you need. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Pasco, Franklin County, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pasco, WA

Lendersa® aims to secure the best USDA or FHA loan quickly, without any hassle. Choose one of three starting points that lead to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in WA

A USDA home loan, or USDA rural development loan, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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