USDA Vs. FHA your options comparison in Walla-Walla, Walla Walla County, WA
In 2026, the USDA loan limit for Walla-Walla in Walla Walla County, WA is $285,000. Meanwhile, the FHA limit for a single-family house is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA against FHA rates and discern what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the optimal program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Walla-Walla, Walla Walla County, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loans in Walla-Walla, WA
Lendersa® is committed to finding the right USDA or FHA loan fast and with ease. Choose from three starting points that connect you with matching lenders for USDA loan programs.
A USDA home loan, or USDA rural development loan, is backed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans that need a 3.5% down payment, USDA mortgages require no down payment.
Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.
Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
BMCU is a state-chartered credit union with almost 4, 000 members. It was founded in 1959 by Walla Walla College business faculty. It has grown to be a full-service financial institution with one branch in College Place, Washington. Its address is 520 S. College Avenue, College Place, Washington.
TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!
Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"
7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
Lends in Washington
Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.
Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.
Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all
