USDA and FHA Pro and Con in Walla-Walla, Walla Walla County, WA

In 2025, the USDA loan limit for Walla-Walla in Walla Walla County, WA is $285,000. Meanwhile, the FHA limit for a single-family house is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA against FHA rates and discern what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Walla-Walla, Walla Walla County, WA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loans in Walla-Walla, WA

Lendersa® is committed to finding the right USDA or FHA loan fast and with ease. Choose from three starting points that connect you with matching lenders for USDA loan programs.

Lendersa USDA loan request and matching results

What Defines USDA Loans in WA?

A USDA home loan, or USDA rural development loan, is backed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans that need a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Stewart Capital Lending Inc
  • 111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741
  • "Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans. Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
  • The Advanced Mortgage Group LLC
  • 3497 West Vine Street, Kissimmee, FL, 34741
  • The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
  • Prime Choice Lending LLC
  • 2351 Rapollo Dr, Kissimmee, FL, 34741
  • We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
  • 1st Option Mortgage LLC
  • 722 Patrick Street, Kissimmee, FL, 34741
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.
  • Banczone
  • 123 S Clyde Ave, Suite 201, Kissimmee, FL, 34741
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Butler Mortgage
  • 1012 W. Emmett Street, Suite B, Kissimmee, FL, 34741
  • Butler Mortgage was established in 1994 to serve the residential mortgage lending needs of the people of St. Cloud, Kissimmee, Harmony, Lake Nona and throughout Osceola County. We have had the pleasure and privilege to work with thousands of our neighbors, and have built deep roots as a trusted business in our community.
  • Coastal M & A
  • 700 Pleasant Street, Suite 330D, New Bedford, MA, 02740
  • Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.
  • Stonegate Mortgage
  • 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
  • Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
  • MBN Mortgage Inc
  • 3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
  • MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.
  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
  • Evolution Mortgage Loans LLC
  • 6900 Tavistock Lakes Blvd, Suite 400, Orlando, FL, 32827
  • At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you