USDA and FHA Pro and Con in Walla-Walla, Walla Walla County, WA

In 2025, the USDA loan limit for Walla-Walla in Walla Walla County, WA is $285,000. Meanwhile, the FHA limit for a single-family house is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA against FHA rates and discern what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Walla-Walla, Walla Walla County, WA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loans in Walla-Walla, WA

Lendersa® is committed to finding the right USDA or FHA loan fast and with ease. Choose from three starting points that connect you with matching lenders for USDA loan programs.

Lendersa USDA loan request and matching results

What Defines USDA Loans in WA?

A USDA home loan, or USDA rural development loan, is backed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans that need a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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