USDA Loan Vs. FHA loan for Walla-Walla, WA 2025

In 2025, USDA loan limit in Walla-Walla, county of Walla Walla, WA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Walla-Walla, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(808) 873-5050 Lender's profile and map Reviews Maui Federal Credit Union 107 East Wakea Avenue, Kahului, HI, 96732 Maui Pine Federal Credit Union officially opened for business, In 1997, the name changed to Maui Land & Pine FCU or simply ML&P FCU to reflect the growth of the company. In 2003, the Board of Directors concluded it would be in the best interest of the credit union to change its name officially to MAUI FCU to accurately portray
(808) 871-7705 Lender's profile and map Reviews Kahului Federal Credit Union 25 West Kamehameha Avenue, Kahului, HI, 96732 In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.
(808) 244-7981 Lender's profile and map Reviews Wailuku Federal Credit Union 133 Ma'a Street, Kahului, HI, 96732 Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company
(808) 964-5566 Lender's profile and map Reviews HĀMĀKUA FEDERAL CREDIT UNION 28-490 Kaakepa Street, Pepeekeo, HI, 96783 At Hāmākua Federal Credit Union! Located in beautiful Pepeʻekeo on the Hāmākua Coast of Hawaiʻi Island, we are a small community-chartered credit union with an island wide reach. Stop in and see why our members love us! Small town Credit Union serving all of the communities of Hawaii Island with Aloha
(808) 242-2997 Lender's profile and map Reviews Maui Teachers FCU 2145 Wells Street, Suite 101, Wailuku, HI, 96793 Maui Teachers FCU will serve its membership with integrity and efficiency and provide excellent financial services, creating financial growth for our members and for our credit union. Maui Teachers Federal Credit Union will strive to exceed our members' expectations in our commitment to their financial well-being and growth
(808) 244-7968 Lender's profile and map Reviews Maui County Federal Credit Union 1888 Wili Pa Loop, Wailuku, HI, 96793 Maui County Federal Credit Union was originally established in 1937 to serve the needs of Maui’s County, State, and Federal government employees and their families. It is the largest credit union on Maui with 55 employees serving nearly 20,000 members throughout the County of Maui. Anyone that lives, works,
(808) 964-1031 Lender's profile and map Reviews Onomea Federal Credit Union 27-251 Old Mamalahoa Highway, Papaikou, HI, 96781 "Onomea Federal Credit Union has been open since 1939. The credit union has assets totaling $22.25 Million and provides banking services to more than 2,000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
(800) 711-2847 Lender's profile and map Reviews Avis Mortgage, Inc 256 Papalaua, Lahaina, HI, 96761 Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.
(808) 661-8886 Lender's profile and map Reviews First Hawaiian Mortgage 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761 At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
(808) 870-8731 Lender's profile and map Reviews Creative Financial 320 Ohukai Rd, Suite 413, Kihei, HI, 96753 Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.
(808) 891-0415 Lender's profile and map Reviews Pacific Home Loans, Inc. 2395 S Kihei Rd, Suite 205, Kihei, HI, 96753 Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.