USDA Vs. FHA your options comparison in Colville, Stevens County, WA

As of 2025, the USDA loan cap in Colville, within Stevens county, WA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to examine today's best USDA versus FHA rates. This tool assists in figuring out the required income, credit, reserves, and documentation needed to qualify. Through our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, providing guidance on the optimal program for your financial situation in .

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2025 Loan Limits and Down Payment Needs in Colville, Stevens, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Colville, WA

Lendersa® aims to quickly link you to the most suitable USDA or FHA loans without hassle. Start with one of three methods that match you with lenders and USDA programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in WA

The USDA home loan, supported by the Department of Agriculture and known as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require no down payment, making them attractive for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • DSLD Mortgage
  • 7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809
  • We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,
  • Niagara Falls AFFCU
  • 2420 Olmstead Street, Niagara Falls, NY, 14304
  • The Niagara Falls Air Force Federal Credit Union was chartered in 1955. It is a not-for-profit financial institution that is owned and controlled by its members and is operated for your benefit through a membership elected Board of Directors. The Board of Directors is the policy and governing body of the Niagara Falls Air Force credit union.
  • Greater Niagara Federal Credit Union
  • 2901 Military Road, Niagara Falls, NY, 14304
  • Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.
  • Encompass Niagara Federal Credit Union
  • 2525 Military Road, Niagara Falls, NY, 14304
  • Our Credit Union first opened its doors in 1934 at our location on Buffalo Avenue as Niagara Dupont Employees Credit Union. In 2011, we moved to our new location on Military Road, changed our name to Encompass Niagara Credit Union and became a community charter allowing all who live, work, worship
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  • 711 Gunter Avenue, Guntersville, AL, 35976
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  • Great Southern Bank Mississippi
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  • We see changes happening all around us. Progression is key to success, but there is something about the ability to adapt to those changes while also upholding our core values and traditions as a community bank. Constantly working to prepare for the future, we are certain that continuing to prioritize customer experience above all else is crucial.
  • Meridian Mutual Federal Credit Union
  • 809 26th Avenue, Meridian, MS, 39301
  • Meridian Mutual FCU is a full-service financial institution, dedicated to serving our members. Originally charted in 1953 to serve the employees of the Meridian Public School System, over the years Meridian Mutual began to serve a much broader group. In October 1997, Meridian Mutual was granted a community charter enabling us
  • MUNA Federal Credit Union
  • 4400 Highway 39 North, Meridian, MS, 39301
  • Originally, MUNA FCU was chartered in June 1962 as Meridian Naval Federal Credit Union & was for active military, retired military, & civil service Team Members affiliated with the Naval Auxiliary Air Station at Meridian. In October 1993, the name was changed to MUNA Federal Credit Union to reflect the uniting of the Meridian and Navy communities.
  • Citizens National Bank of Meridian
  • 512 22nd Avenue, Meridian, MS, 39301
  • Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.
  • 1st Mississippi Federal Credit
  • 600 19th Avenue, Meridian, MS, 39301
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  • Plaquemine Bank & Trust Company
  • 24025 Eden Street, Plaquemine, LA, 70764
  • Plaquemine Bank and Trust Company was founded as a State Chartered Bank in 1968 by Dr. James A. Durand, with funding of $500,000 in capital representing 25,000 shares at $20 each. From the very beginning, Plaquemine Bank was a bank of the people. No economic group went without representation among our stockholders
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  • 57920 Fort Street, Plaquemine, LA, 70764
  • Iberville Federal Credit Union is a not-for-profit cooperative organization of people sharing a common bond, created for the purpose of promoting thrift and providing a source of credit for provident and productive purposes. IFCU was chartered in June 1958 and formed for the employees of Iberville Parish School Board.