USDA and FHA Pro and Con in Colville, Stevens County, WA
As of 2026, the USDA loan cap in Colville, within Stevens county, WA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to examine today's best USDA versus FHA rates. This tool assists in figuring out the required income, credit, reserves, and documentation needed to qualify. Through our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, providing guidance on the optimal program for your financial situation in .
2026 Loan Limits and Down Payment Needs in Colville, Stevens, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Colville, WA
Lendersa® aims to quickly link you to the most suitable USDA or FHA loans without hassle. Start with one of three methods that match you with lenders and USDA programs.
The USDA home loan, supported by the Department of Agriculture and known as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require no down payment, making them attractive for eligible borrowers.
Old Republic Mortgage help you obtain and guide you to your goal of homeownership. Old Republic Mortgage is driven by our core values of Respect, Transparency, and Scrappiness. Our game changing loan programs and specialty products create homeownership opportunities in the communities we serve.
Spokane Media Federal Credit Union. The original mission of the credit union was to encourage savings and grant members easier access to money for use in emergencies. SMFCU expanded its field of membership in 1973 to include radio, television and newspaper employees. Because we are a federally chartered institution, we adhere to guidelines that ens
9505 N. Division Street, Suite 104, Spokane, WA, 99218
Lends in Washington
A&B Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage option.
Preferred Capital Investors, LLC is a leading nationwide hard money lender dedicated to empowering real estate investors with the essential capital needed to fuel their ventures. We offer up to 100% financing on purchase and rehab loans, ground up construction loans, DSCR's and more
Spokane Firefighters Credit Union was founded by Spokane Firefighters in 1934, during the Great Depression. This was a time when trust in banks was at an all time low and Americans with common interests banded together to form their own financial cooperatives. While many credit unions have expanded their membership fields
SCCU was founded in 1934, it was called City Employees Credit Union of Spokane. It was an occupation-based credit union, like so many credit unions of the time, and all of our members were employed by the City of Spokane. Later, membership was expanded to include Spokane Transit Authority.
At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.
1414 W Garland Avenue, Suite 109, Spokane, WA, 99205
Lends in Washington
We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
At Safeway FCU, we are a place where family and financials intersect. We strive to be a familiar and safe establishment for you to invest, borrow, and grow. Bring the family and let’s get started Safeway Federal Credit Union exists solely for the benefit of our member/owners. • To continue building long-term value for our members through capital
When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.
