USDA Loan Vs. FHA loan for Country-Homes, WA [Spokane County ]

In 2025, USDA loan limit in Country-Homes, county of Spokane, WA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Country-Homes, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(619) 871-3948 Lender's profile and map Reviews Great Rate Home Loans 5810 El Camino Real, Suite D, Carlsbad, CA, 92008 Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals, to secondary marketing and to our management team. We invite you to experience Your Mortgage Planning as your mortgage broker for life. We will get great deals for your financial plan.
(877) 328-2285 Lender's profile and map Reviews Dolan Gaddi Lending, Inc. 1932 Kellogg Avenue, Carlsbad, CA, 92008 "DG Funding is changing the mortgage lending experience for the better. We are a rising leader in the marketplace, with over 1, 400 families funded to date. We operate as an independent mortgage bank with direct access to Fannie Mae, Freddie Mac, FHA and VA; but also gain you access to a carefully chosen group of wholesale, correspondent"
(877) 250-9484 Lender's profile and map Reviews Wilson Financial Group Inc. 2244 Faraday Ave, Suite 112, Carlsbad, CA, 92008 At Wilson Financial, we put our focus on each client's unique financial needs. This means focusing on education and fostering communication so that every client fully understands their options, and the impact that each product will have on their broader strategy.We offer a broad range of mortgage options, designed to compliment your goals.
(888) 443-8902 Lender's profile and map Reviews RealMortgage, Inc. 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008 "We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process. Working with us, you’ll save money by choosing the most cost effective financial service available to you. And, you’ll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time"
(760) 454-9302 Lender's profile and map Reviews Premier Home Mortgage Loans 1902 Wright Place, 2nd Floor, Carlsbad, CA, 92008 Premier Home Mortgage Loans working for retail mortgage companies and call centers, I felt there had to be a better way to serve individuals looking for a home mortgage. The lack of personal attention and slow processing times made it frustrating for borrowers. I decided to create a company that would address these issues and put the client.
(760) 494-6222 Lender's profile and map Reviews Above All Real Estate Services, Inc 5857 Owens Avenue, Suite 300, Carlsbad, CA, 92008 I run my business differently than most mortgage brokers. I believe strongly in a personal connection with my clients. I want to meet them, understand them and partner with them to help them achieve their goals. While I can't say that I have met every single client over my 20+ years in the industry, I can tell you that I have personally met..
(619) 787-0624 Lender's profile and map Reviews Portfolio Loan Specialists 1902 Wright Pl, Suite 200, Carlsbad, CA, 92008 I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.
(760) 828-8888 Lender's profile and map Reviews AAA Private Money 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008 AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.
(480) 225-6699 Lender's profile and map Reviews BUYORREFI FINANCIAL 14780 W Mountain View Blvd, Suite 206, Surprise, AZ, 85374 A leading mortgage company in the Peoria area of Arizona, we are committed to helping people in all stages of their life, find the right mortgage for their home & financial goals. We specialize in helping people buy second/retirement homes, reverse mortgages, & qualifying customers to buy a home or refinance the one they currently live in & love.
(858) 587-1400 Lender's profile and map Reviews Fouts Financial, Inc. 1863 Rams Hill Drive, Borrego Springs, CA, 92004 Fouts Financial, Inc. is a corporation owned by Robert Morgan Fouts, and is licensed to provide real estate financing by the Department of Real Estate of the State of California since 1985. It is also licensed in Hawaii, and Washington Fouts Financial provides mortgage brokerage services for residential, commercial, construction.