USDA Vs. FHA your options comparison in Town-and-Country, Spokane County, WA
As of 2025, the USDA loan cap in Town-and-Country, within Spokane county, WA, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to examine today's best USDA versus FHA rates. This tool assists in figuring out the required income, credit, reserves, and documentation needed to qualify. Through our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, providing guidance on the optimal program for your financial situation in .
2025 Loan Limits and Down Payment Needs in Town-and-Country, Spokane, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Town-and-Country, WA
Lendersa® aims to quickly link you to the most suitable USDA or FHA loans without hassle. Start with one of three methods that match you with lenders and USDA programs.
The USDA home loan, supported by the Department of Agriculture and known as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require no down payment, making them attractive for eligible borrowers.
Four Clover Homes, your satisfaction is our number one priority. Count on us to give you the industry leading rates up front and help you choose which loan suits your needs. Due to our amazing up front rates, we know that you'll be satisfied. Call us today and take the first step to owning your dream home.
Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.
400 North Mountain Avenue, Suite 224, Upland, CA, 91786
At Oak Tree Realty, where we specialize in residential mortgages, fix & flip lending and rental loans. At Oak Tree Realty, we find a loan that fits each borrower. Unlike overpriced banks who have one size fits all, we here at Oak Tree Realty have relationships with several lenders and always search for the best price and terms for our clients.
222 North Mountain Avenue, Suite 206, Upland, CA, 91786
Welcome to Nationwide Realty, your source for San Bernardino County and Surroundings real estate. If you own real estate that you're thinking of selling, I would be happy to provide you with a Home Evaluation. In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised.
305 Pasadena Avenue South, South Pasadena, CA, 91030
Huntington Mortgage is your premier mortgage team located in South Pasadena, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
2335 Foothill Boulevard, Suite 5, Upland, CA, 91786
Tri-Star Home Loans opened it's doors at the current Upland location in 2004. In 2005, through hard work and an excellent standing with our multiple bank sources, we obtained our FHA approval. Tri-Star continued to grow and was able to sustain the massive changes to the economy and mortgage market due to our dedication
TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, reverse loans, first time buyer home loans, USDA loans, CalHFA loans. We serve southern California.
400 North Mountain Avenue, Suite 223, Upland, CA, 91786
ALLIED EQUITY specialize in FHA Loans, Conventional, Jumbo Loans and Self-employed Business Bank statement Loans. We are fully licensed and serve all of the State of California. Whether you are buying a home or refinancing within California, we can help you realize your dream of homeownership or save you money.