USDA Loan Vs. FHA loan pro & con for Deer-Park, Spokane County, WA

In 2025, USDA loan limit in Deer-Park, county of Spokane, WA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Deer-Park, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(406) 883-2940 152 miles Lender's profile and map Reviews Eagle Bank - MT 80 Heritage Lane, Polson, MT, 59860 Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.
(406) 892-1776 157 miles Lender's profile and map Reviews Freedom Bank MT 530 9th St. West, Columbia Falls, MT, 59912 Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
(509) 248-2634 159 miles Lender's profile and map Reviews Yakima Federal Savings and Loan 118 E. Yakima Ave, Yakima, WA, 98901 Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
(406) 676-2000 161 miles Lender's profile and map Reviews Valley Bank of Ronan 63659 US Hwy 93 S, Ronan, MT, 59864 The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.
(425) 829-5626 167 miles Lender's profile and map Reviews Golden Years Reverse Mortgage 402 E First St, Suite 107, Cle Elum, WA, 98922 Floyd D. Walker a.k.a. ""WALKER"" CEO/President Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.
(509) 248-1720 168 miles Lender's profile and map Reviews Solarity Credit Union PO Box 2922, Yakima, WA, 98907 Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
(509) 249-8287 169 miles Lender's profile and map Reviews PFC of Yakima 732 Summitview Ave, Suite 639, Yakima, WA, 98902 PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.
(509) 248-4308 169 miles Lender's profile and map Reviews CALCOE Federal Credit Union 1209 N 16th Ave, Yakima, WA, 98902 CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.
(509) 698-3200 169 miles Lender's profile and map Reviews N W Mortgage, LLC 115 S 2nd St, Selah, WA, 98942 N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
(855) 692-0102 170 miles Lender's profile and map Reviews Mann Mortgage 1230 Whitefish Stage Rd, Kalispell, MT, 59901 Mann Mortgage is a trusted and family-owned home lending company based in Montana & licensed in 30+ states. We offer conventional loans, renovation loans, innovative construction loans, and reverse mortgages. Since our humble beginnings in 1989, Mann Mortgage has held true to our founding values, and has created a reputation of quality support and
(406) 755-4271 170 miles Lender's profile and map Reviews Three Rivers Bank of Montana 233 East Idaho, Kalispell, MT, 59901 Three Rivers Bank of Montana is a place where you can still get to know your banker, get personalized attention and quick answers because we are independently owned and locally operated. We are a vital contributor of time, talent, and resources to the community we serve. We are dedicated to enhancing our shareholders value.