For the year 2025, the USDA loan limit in Mead, county of Spokane, WA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Explore today's premium USDA versus FHA rates using the Lendersa® USDA loan calculator, determining the necessary income, credit profile, reserves, and paperwork to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program for your financial plans in Alabama.
Investigate loan offers from a network of 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to connect you with the best USDA or FHA loan options quickly and without hassle. Choose one of three starting points to match with lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike an FHA loan, requiring a minimum down payment of 3.5%, the USDA mortgage needs no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
