USDA Vs. FHA Pro and Con comparison in Duvall, King County, WA

For 2026 in Duvall, located in King county, WA, the USDA loan cap is $713,000 whereas the FHA limit for a single-family home is $977,500.

With the Lendersa® USDA loan calculator, compare today’s top USDA and FHA rates and check the required income, credit score, reserves, and documentation for qualifying. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the most suitable program in for your financial context.

Check loan offers from 100 different lenders

Loan Limits and Down Payment Details for 2026 in Duvall, King county of WA

Loan Type Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Options for USDA and FHA Loans in Duvall, WA

Lendersa® aims to provide you with the best potential USDA or FHA loan quickly and hassle-free. Choose from three starting paths to find lenders and their USDA loan offerings.

Lendersa USDA loan matching results

Understanding USDA Loans in WA

A USDA home loan, also known as a USDA rural development loan or mortgage, is endorsed by the US Department of Agriculture and is exclusive to rural regions. Unlike FHA loans demanding at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Duvall Lenders

  • Mortgage Mart, Inc.
  • 10925 West Lake Joy Drive North East, Carnation, WA, 98014
  • Lends in Washington
  • We’re not your typical mortgage broker! We're user friendly and in it for the long haul. We have been serving our clients for the past 26 years — so we can work for you and what’s in your interest. Our team concept allows you to talk with any of our representatives — someonAe is always ready to help you.

  • Halvorson Mortgage
  • 27605 SE Issaquah Fall City Rd, Fall City, WA, 98024
  • Lends in Washington
  • Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.

  • Orchid Mortgage LLC
  • 24844 North East 2nd Court, Sammamish, WA, 98074
  • Lends in Washington
  • We are a group of experienced and ethical Loan Officers that help individuals and small businesses with their mortgage financing needs. We believe in building and nurturing lasting relationships with our clients. Whether it is to finance a starter home, secure a jumbo loan or refinance an existing one.

  • DW Quality Mortgages, Inc
  • 241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
  • Lends in Washington
  • DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward

  • Lionscove
  • 2491 152nd Ave NE, Redmond, WA, 98052
  • Lends in Washington
  • Private construction lending · West Coast

    Construction capital,
    built on relationships.

    LIONSCOVE finances the builders who build every year — land acquisition and development, horizontal work, and ground-up construction — with the speed banks can't match and the judgment fintechs don't have. Headquartered in Redmond, Washington. Deepest in

  • Evergreen State Mortgage
  • 8201 164th Ave NE, Suite 200, Redmond, WA, 98052
  • Lends in Washington
  • Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be

  • Tamaela Mortgage
  • 23390 SE 52nd St, Issaquah, WA, 98029
  • Lends in Washington
  • At Tamaela Mortgage, we live by these core values – integrity, trust, commitment, service, and knowledge – every day, in every client relationship. Our product knowledge, work ethic, and dedication to service combine to deliver an unparalleled customer experience. Rob Tamaela, President and CEO at Tamaela Mortgage.

  • Sound Financial Mortgage LLC
  • 24267 Southeast 47th Place, Issaquah, WA, 98029
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.

  • Washington Association of Mortgage Professionals
  • 15600 NE 8th St, Suite B1, Bellevue, WA, 98008
  • Lends in Washington
  • We are Licensed Mortgage Loan Originators, Brokers & Bankers. We are large companies and small, locally owned and operated businesses invested in the communities in which we live. Our membership includes exceptional Affiliated businesses that support our local Real Estate industry.

  • Avenue Capital Solutions
  • 15600 NE 8th St, Bellevue, WA, 98008
  • Lends in Washington
  • Avenue Capital Solutions is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Mone