USDA Loan Vs. FHA loan for Monroe, WA 2026

In 2026, the USDA loan limit set for Monroe in Snohomish county, WA, is $713,000. For a single-family home, the FHA limit stands at $977,500.

With the Lendersa® USDA loan calculator, you can compare the most favorable USDA and FHA rates available today, helping to determine the necessary income, credit, reserves, and documentation for qualification. Our state-of-the-art mortgage calculator provides a comprehensive side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to choose the program in that best fits your financial needs.

Exploring USDA and FHA Loan Options in Monroe, WA

The goal at Lendersa® is to quickly provide you with the optimal USDA or FHA loan, without any hassle. Choose one of three starting strategies leading to matched lenders and USDA program solutions.

Lendersa USDA loan request matching results

Understanding USDA Loans in WA

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available only for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

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Monroe Lenders
(425) 458-7430 Lender's profile and map Halcyon Home Loans 119 Cedar Ave, Snohomish, WA, 98290 Lends in Washington Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.
(360) 563-9590 Lender's profile and map Snohomish Mortgage Company 1030 Ave D, Suite 7, Snohomish, WA, 98290 Lends in Washington Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.
(425) 273-0565 Lender's profile and map BEN LINK, MORTGAGE 9506 4th St NE, Lake Stevens, WA, 98258 Lends in Washington Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.
(425) 750-7593 Lender's profile and map Integrity First Mutual Mortgage LLC 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012 Lends in Washington Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
(206) 686-4441 Lender's profile and map Mortgage Mart, Inc. 10925 West Lake Joy Drive North East, Carnation, WA, 98014 Lends in Washington We’re not your typical mortgage broker! We're user friendly and in it for the long haul. We have been serving our clients for the past 26 years — so we can work for you and what’s in your interest. Our team concept allows you to talk with any of our representatives — someonAe is always ready to help you.
(206) 999-6941 Lender's profile and map CLEVELAND STREET MORTGAGE, LLC 20802 46th Ave SE, Bothell, WA, 98021 Lends in Washington Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.
(425) 772-2747 Lender's profile and map North Pacific Mortgage 22232 17th Ave SE, Suite 303, Bothell, WA, 98021 Lends in Washington Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business
(425) 263-3500 Lender's profile and map Mountain Pacific Bank 3732 Broadway, Everett, WA, 98201 Lends in Washington Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
(425) 405-9973 Lender's profile and map SnoCope Credit Union 3130 Rockefeller Avenue, Everett, WA, 98201 Lends in Washington A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
(206) 774-2900 Lender's profile and map Nordstrom Federal Credit Union 2701 Hoyt Avenue, Everett, WA, 98201 Lends in Washington Member-owned and serving Nordstrom employees since 1936, Nordstrom Federal Credit Union is dedicated to providing superior service and financial products. Our members enjoy perks like custom-tailored loan terms, competitive dividend rates, and convenient online banking services. Experience a different, better kind of banking.