USDA VS FHA in Monroe, Snohomish County, WA

In 2025, the USDA loan limit set for Monroe in Snohomish county, WA, is $713,000. For a single-family home, the FHA limit stands at $977,500.

With the Lendersa® USDA loan calculator, you can compare the most favorable USDA and FHA rates available today, helping to determine the necessary income, credit, reserves, and documentation for qualification. Our state-of-the-art mortgage calculator provides a comprehensive side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to choose the program in that best fits your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Details in Monroe, Snohomish, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Options in Monroe, WA

The goal at Lendersa® is to quickly provide you with the optimal USDA or FHA loan, without any hassle. Choose one of three starting strategies leading to matched lenders and USDA program solutions.

Lendersa USDA loan request matching results

Understanding USDA Loans in WA

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available only for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MedPro One
  • 1650 Margaret St, Suite 302, Jacksonville, FL, 32204
  • MedPro One provides services and products focused specifically to one audience, Medical Professionals. We offer an online market place displaying tailored options of products and lenders to meet the personal and financial needs of our clients. This online market place is revolutionizing the approach
  • Pine Street Partners Inc
  • 2650-2 Rosselle Street, Jacksonville, FL, 32204
  • Pine Street/RPS, LLC is a full service commercial real estate firm located in North Florida. We offer sales, leasing, property management, consulting and development services to users of commercial real estate in Jacksonville and surrounding areas. Our Mission Statement is simple. To provide superior commercial real estate services.
  • Community First Credit Union
  • 637 N Lee St, Jacksonville, FL, 32204
  • Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building strong and vibrant communities Community First Credit Union is headquartered in Jacksonville, FL and dedicated to serving.
  • Elite Lending Service Inc
  • 707 Peninsular Place, Jacksonville, FL, 32204
  • Elite Lending Service, Inc. is your local North Florida Mortgage Broker, owned and operated by Brad Bailey. Brad started in the mortgage business in 1997 and has since helped thousands of people obtain a loan for their home. With a background in wholesale mortgages, he has been exposed to nearly every obstacle to home ownership you can imagine.
  • Jacksonville Firemen's Credit Union
  • 2205 Haines Street, Jacksonville, FL, 32206
  • Jacksonville Firemen’s Credit Union was established in 1933 to serve our members financial needs. The credit union is a not-for-profit financial cooperative that encourages thrift and provides credit at competitive rates. The credit union is owned and operated by its members. Each member has an equal vote regardless of account balance.
  • Community State Bank FL
  • 811 South Walnut Street, Starke, FL, 32091
  • Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.
  • Profile Bank
  • 45 Wakefield Street, Rochester, NH, 03867
  • Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
  • Everlasting Capital Corporation
  • 27B Sterling Dr, Rochester, NH, 03867
  • Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options. Everlasting Capital is your number one source for getting any deal done with the highest level of expertise
  • Holy Rosary Credit Union - HRCU
  • 133 Brock St, Rochester, NH, 03867
  • HRCU is a federally insured community credit union. We serve our members by providing quality financial services, which meet their needs in a professional, personalized and courteous manner. We provide competitive rates on loans, savings and investments, and access to products and services using the latest technology.
  • VyStar Credit Union
  • 76 S. Laura Street, Jacksonville, FL, 32232
  • VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution