USDA and FHA Pro and Con in Union-Hill-Novelty-Hill, King County, WA

In 2026, the USDA loan limit in Union-Hill-Novelty-Hill, in the county of King, WA, is $659,800. Meanwhile, the FHA limit for a single-family home is $776,250.

Exploit the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, establishing the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in aligns with your financial needs best.

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2026 Loan Limits and Downpayment Requirements in Union-Hill-Novelty-Hill, King, WA

Type of Loan Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Options for USDA and FHA Loans in Union-Hill-Novelty-Hill, WA

The intent of Lendersa® is to quickly secure you the best USDA or FHA loan, free of hassles. Select from three beginning options that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

What Constitutes a USDA Loan in WA?

A USDA home loan is backed by the government through the Department of Agriculture. Also referred to as a USDA rural development loan or USDA mortgage, it is accessible only in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, a USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Union-Hill-Novelty-Hill Lenders

  • Orchid Mortgage LLC
  • 24844 North East 2nd Court, Sammamish, WA, 98074
  • Lends in Washington
  • We are a group of experienced and ethical Loan Officers that help individuals and small businesses with their mortgage financing needs. We believe in building and nurturing lasting relationships with our clients. Whether it is to finance a starter home, secure a jumbo loan or refinance an existing one.

  • DW Quality Mortgages, Inc
  • 241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
  • Lends in Washington
  • DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward

  • Lionscove
  • 2491 152nd Ave NE, Redmond, WA, 98052
  • Lends in Washington
  • Private construction lending · West Coast

    Construction capital,
    built on relationships.

    LIONSCOVE finances the builders who build every year — land acquisition and development, horizontal work, and ground-up construction — with the speed banks can't match and the judgment fintechs don't have. Headquartered in Redmond, Washington. Deepest in

  • Evergreen State Mortgage
  • 8201 164th Ave NE, Suite 200, Redmond, WA, 98052
  • Lends in Washington
  • Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be

  • Washington Association of Mortgage Professionals
  • 15600 NE 8th St, Suite B1, Bellevue, WA, 98008
  • Lends in Washington
  • We are Licensed Mortgage Loan Originators, Brokers & Bankers. We are large companies and small, locally owned and operated businesses invested in the communities in which we live. Our membership includes exceptional Affiliated businesses that support our local Real Estate industry.

  • Avenue Capital Solutions
  • 15600 NE 8th St, Bellevue, WA, 98008
  • Lends in Washington
  • Avenue Capital Solutions is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Mone

  • Mortgage Mart, Inc.
  • 10925 West Lake Joy Drive North East, Carnation, WA, 98014
  • Lends in Washington
  • We’re not your typical mortgage broker! We're user friendly and in it for the long haul. We have been serving our clients for the past 26 years — so we can work for you and what’s in your interest. Our team concept allows you to talk with any of our representatives — someonAe is always ready to help you.

  • Centralbanc Mortgage
  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Lends in Washington
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger.

    Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location

  • Procura Mortgage Company
  • 3181 156th Ave SE, Suite B, Bellevue, WA, 98007
  • Lends in Washington
  • Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.

  • Evergreen Northwest Lending Company
  • 15015 Main Street, Suite 205A, Bellevue, WA, 98007
  • Lends in Washington
  • We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.