USDA Vs. FHA your options comparison in Redmond, King County, WA
In 2026, the USDA loan cap in Redmond, located in King County, WA, stands at $713,000. Conversely, the FHA loan limit for a single-family home reaches $977,500.
Lendersa® provides a USDA loan calculator to compare the best available USDA and FHA rates today, allowing you to evaluate the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to decide on the best program for your particular financial situation in .
2026 Loan Limits and Downpayment Requirements in Redmond, King County, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Exploring USDA and FHA Loan Options in Redmond, WA
Lendersa® strives to swiftly connect you with the most suitable USDA or FHA loan without hassle. Start from any of the three outlined paths to find matching lenders and USDA loan programs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural areas. FHA loans require a minimum down payment of 3.5%, but a USDA loan needs no down payment.
LIONSCOVE finances the builders who build every year — land
acquisition and development, horizontal work, and ground-up construction —
with the speed banks can't match and the judgment fintechs don't have.
Headquartered in Redmond, Washington. Deepest in
Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be
Cascara Capital provides business-purpose bridge loans, hard money loans, and investment loans only and does not provide funding for primary and secondary residences. We offer short term loans to investors looking to acquire distressed residential real estate and often do not require appraisals or inspections.
6620 Lake Washington Blvd NE, Suite 302, Kirkland, WA, 98033
Lends in Washington
In business since 2006 and armed with many decades of experience, we provide our clients expert guidance to secure the best mortgage, at the best terms, and with the right lender for your specific financial profile. We listen, ask the right questions to get a complete picture, and then show you what your best options are and why.
135 Lake Street South, Suite 230, Kirkland, WA, 98033
Lends in Washington
At Home Trust Financial (NMLS # 1761573), where we specialize in residential mortgages. At Home Trust Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with amazing low rates and great loan programs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been helping customers afford the home of their dreams for many years.
4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
Lends in Washington
The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.
4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
Lends in Washington
Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.
Eastside Funding has closed over one billion dollars worth of loans in the past 12 years, becoming an industry leader in foreclosed property investment for one simple reason: we make borrowing simple, with no qualifying, appraisals, or inspections. With as little as zero down, we take over at auction to make the property investment.
