USDA Vs. FHA your options comparison in East-Wenatchee, Douglas County, WA

For 2026, in East-Wenatchee, county of Douglas, WA, the USDA loan limit is $297,100, whereas the FHA limit for single-family homes is $371,450.

Use Lendersa® USDA loan calculator for a side-by-side comparison of today's top USDA and FHA rates to determine the income, credit, reserves, and documents you'll need to qualify. This advanced mortgage calculator helps you assess USDA, FHA, Conforming, and VA options to find the best program in for your financial situation.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Needs in East-Wenatchee, County of Douglas, WA

Loan Type Loan Limit Down Payment
USDA $297,100 0%
FHA $371,450 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Programs in East-Wenatchee, WA

The target of Lendersa® is to secure the most advantageous USDA or FHA loan for you swiftly and without difficulty. Start with one of three pathways that connect you to lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

About USDA Loans in WA

USDA home loans, which are government-backed by the Department of Agriculture, also known as USDA rural development loans or mortgages, are available exclusively in rural communities. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



East-Wenatchee Lenders

  • Cashmere Valley Mortgage
  • 127 Easy Street, Wenatchee, WA, 98801
  • Lends in Washington
  • Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.

  • GRANCO Federal Credit Union
  • 217 Alder Street SW, Ephrata, WA, 98823
  • Lends in Washington
  • Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.

  • Golden Years Reverse Mortgage
  • 402 E First St, Suite 107, Cle Elum, WA, 98922
  • Lends in Washington
  • Floyd D. Walker a.k.a. ""WALKER"" CEO/President
    Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.

  • N W Mortgage, LLC
  • 115 S 2nd St, Selah, WA, 98942
  • Lends in Washington
  • N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • Yakima Federal Savings and Loan
  • 118 E. Yakima Ave, Yakima, WA, 98901
  • Lends in Washington
  • Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.

  • Sno Falls Credit Union
  • 320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
  • Lends in Washington
  • Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.

  • Cascade Valley Mortgage
  • 1151 Hemlock Ave SW, North Bend, WA, 98045
  • Lends in Washington
  • Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction

  • Solarity Credit Union
  • PO Box 2922, Yakima, WA, 98907
  • Lends in Washington
  • Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district

  • PFC of Yakima
  • 732 Summitview Ave, Suite 639, Yakima, WA, 98902
  • Lends in Washington
  • PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.

  • CALCOE Federal Credit Union
  • 1209 N 16th Ave, Yakima, WA, 98902
  • Lends in Washington
  • CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.