USDA Vs. FHA Pro and Con comparison in East-Wenatchee, Douglas County, WA

For 2025, in East-Wenatchee, county of Douglas, WA, the USDA loan limit is $297,100, whereas the FHA limit for single-family homes is $371,450.

Use Lendersa® USDA loan calculator for a side-by-side comparison of today's top USDA and FHA rates to determine the income, credit, reserves, and documents you'll need to qualify. This advanced mortgage calculator helps you assess USDA, FHA, Conforming, and VA options to find the best program in for your financial situation.

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2025 Loan Limits and Downpayment Needs in East-Wenatchee, County of Douglas, WA

Loan Type Loan Limit Down Payment
USDA $297,100 0%
FHA $371,450 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Programs in East-Wenatchee, WA

The target of Lendersa® is to secure the most advantageous USDA or FHA loan for you swiftly and without difficulty. Start with one of three pathways that connect you to lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

About USDA Loans in WA

USDA home loans, which are government-backed by the Department of Agriculture, also known as USDA rural development loans or mortgages, are available exclusively in rural communities. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Financial Group of Florida LLC
  • 2401 South Douglas Road, Suite 212, Miami, FL, 33145
  • As the leading mortgage lender in South Florida, Premier Financial Group of Florida, LLC offers an extensive range of mortgage programs designed to suit our clients’ property needs. With over 25 years of combined experience in the lending industry, our team of mortgage and refinance professionals work hard to make closing fast and simple.
  • GoKapital
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  • GoKapital provides a variety of real estate financing programs in all 50 states, including: hard money fix and flip loans (up to 100% of rehab funds), 30 year rental investment property loans, commercial mortgages, with closings in 2-4 weeks and minimal paperwork. Our LTVs range from 60% to 85% with terms from 1 to 30 years. We issue pre-approvals
  • Great Florida Lending Inc.
  • 2828 Coral Way, Miami, FL, 33145
  • Great Florida Lending is committed to providing borrowers with the highest quality Reverse Mortgages combined with the lowest rates and fees available in your area. As a local mortgage company with its main office in Miami Florida, the heart of South Florida, that specializes in Reverse Mortgages.
  • GoKapital Mortgage
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  • GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.
  • www.Mortgage-World.com LLC
  • 1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
  • MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
  • Bayview Loan Servicing
  • 4425 Ponce de Leon Boulevard, Miami, FL, 33146
  • Community Loan Servicing maintains high ratings for residential and commercial special servicing from Standard & Poor’s, Fitch, and Moody’s and is a Fannie Mae and Freddie Mac approved seller/servicer. With over 500 mortgage professionals, Community Loan Servicing is headquartered in beautiful Coral Gables, FL.
  • Grove Capital Finance
  • 1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
  • Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
  • Newmeyer Mortgage Services Inc
  • 1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
  • We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
  • Universal Mortgage
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  • Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
  • Lakeview Loan Servicing
  • 4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
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  • Silver Hill Funding is a small-balance commercial mortgage lender offering financing from $250,000 to $2,000,000 on commercial real estate including multifamily, mixed-use, office, retail, daycare center, light industrial, self-storage, restaurant, bar, and warehouse property types.