USDA Loan Vs. FHA loan pro & con East-Wenatchee, Douglas County, WA

In 2025, USDA loan limit in East-Wenatchee, county of Douglas, WA is $297,100 while FHA limit is $371,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Wenatchee, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(206) 229-0000 Lender's profile and map Reviews Seattle's Best Mortgage Inc 11911 NE 1st St, Suite B306, Bellevue, WA, 98005 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
(425) 429-6625 Lender's profile and map Reviews Washington Mortgage Solutions LLC 1 Lake Bellevue Drive, Suite 205, Bellevue, WA, 98005 Washington Mortgage Solutions LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(425) 460-2480 Lender's profile and map Reviews Homelink Mortgage, Inc. 365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(206) 489-5670 Lender's profile and map Reviews NW Sunrise Mortgage LLC 11900 NE 1st St, Suite 300, Bellevue, WA, 98005 We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.
(206) 920-1112 Lender's profile and map Reviews Precision Mortgage, Inc 7109 114th Avenue Southeast, Newcastle, WA, 98056 At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.
(206) 451-7202 Lender's profile and map Reviews Drexel Funding LLC 1900 South Puget Dr, Suite 203, Renton, WA, 98055 Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
(253) 355-3511 Lender's profile and map Reviews Soundview Lending Group, LLC 10605 SE 240th St, Suite 544, Kent, WA, 98031 "Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options. Additionally, we offer consultation services to small and mid-size businesses."
(425) 761-6100 Lender's profile and map Reviews Cascara Capital LLC 105 Central Way, Suite 205, Kirkland, WA, 98033 Cascara Capital provides business-purpose bridge loans, hard money loans, and investment loans only and does not provide funding for primary and secondary residences. We offer short term loans to investors looking to acquire distressed residential real estate and often do not require appraisals or inspections.
(425) 659-3388 Lender's profile and map Reviews LoanZilla 6620 Lake Washington Blvd NE, Suite 302, Kirkland, WA, 98033 In business since 2006 and armed with many decades of experience, we provide our clients expert guidance to secure the best mortgage, at the best terms, and with the right lender for your specific financial profile. We listen, ask the right questions to get a complete picture, and then show you what your best options are and why.
(833) 395-5626 Lender's profile and map Reviews Home Trust Financial 135 Lake Street South, Suite 230, Kirkland, WA, 98033 At Home Trust Financial (NMLS # 1761573), where we specialize in residential mortgages. At Home Trust Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(206) 755-1697 Lender's profile and map Reviews Washington Discount Mortgage LLC 8213 131st Avenue Northeast, Kirkland, WA, 98033 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with amazing low rates and great loan programs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been helping customers afford the home of their dreams for many years.