USDA Vs. FHA your options comparison in Summit, Pierce County, WA
In 2025, the USDA loan limit for Summit located in the county of Pierce, WA, is set at $713,000, while the limit for a single-family home under the FHA program is $977,500.
You can take advantage of Lendersa®’s USDA loan calculator to contrast the most favorable current USDA versus FHA rates. This tool helps assess the income, credit score, financial reserves, and essential documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side to aid you in choosing the ideal program in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Summit, Pierce, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Exploring USDA and FHA Loan Options in Summit, WA
At Lendersa®, our mission is to facilitate access to the most suitable USDA or FHA loan promptly and with minimal hassle. Choose one of three pathways that will help connect you with lenders and tailored USDA loan programs.
The USDA home loan is a government-guaranteed loan facilitated by the Department of Agriculture, often termed as a USDA rural development loan or USDA mortgage. Available only in rural sectors, this loan does not require any down payment, unlike FHA loans, which mandate a minimum down payment of 3.5%.
Farmers State Bank is here to guide and assist you in meeting your financial goals. We are Laurens County’s Hometown Bank. Farmers State Bank has been diligently serving Laurens County for over 100 years. The main office of Famers State Bank was opened in 1984 in Dublin, Georgia.
We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.
Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.
Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding
We offer financing solutions for fix & flip real estate investors
As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo
Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
