USDA Vs. FHA Pro and Con comparison in Fife, Pierce County, WA
For 2025, the USDA loan limit in Fife, county of Pierce, WA, is $713,000, while the FHA limit for a single-family home is $977,500.
Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program in for your financial condition.
Review of 2025 Loan Limits and Downpayment Requirements in Fife, County of Pierce, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Considering USDA and FHA Loan Programs in Fife, WA
Lendersa® aims to promptly provide the best USDA or FHA loan without complexity. Choose from three initial paths that link you to compatible lenders and USDA loan options.
A USDA home loan, insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
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