USDA Vs. FHA Pro and Con comparison in Fife, Pierce County, WA

In 2025, USDA loan limit in Fife, county of Pierce, WA is $713,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fife, county of Pierce, WA

Loan Type Loan Limit Down payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA loan options in Fife, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mutual Financial Corporation
  • 2860 S River Rd, Suite 365, Park Ridge, IL, 60068
  • Mariana Kotzeva Loan Specialist at MUTUAL FINANCIAL CORPORATION With 15 years of successful experience in position of increasing responsibility and duties. Top performer with track record of consistently meeting or exceeding sales goals and customer expectations. Skilled in educating customers on mortgage products
  • Blueleaf Lending
  • 1300 W. Higgins Road, Suite 201, Park Ridge, IL, 60068
  • Blueleaf Lending is a boutique-lending firm that specializes in Residential Mortgages, Commercial Real Estate Lending, and Business Lending. We have the unique ability to structure all types of loan facilities tailored to client needs, including fixed-rate loans, value-added loans and loans to facilitate the acquisition and rehab of real estate.
  • GREAT LAKES HOME MORTGAGE, INC
  • 1030 W Higgins Rd, Suite 210, Park Ridge, IL, 60068
  • "Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business. Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans."
  • Bander Mortgage Inc
  • 378 Park Avenue, Unit 2E, Glencoe, IL, 60022
  • We are a full-service mortgage company helping real estate professionals and homeowners thoughout the Chicago area. Bander Mortgage offers a very wide range of mortgage products. This allows us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, Fix & Flips loans and more.
  • 1st University Credit Union
  • 24 La Salle Ave, Unit C, Waco, TX, 76706
  • 1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.
  • Loanex Financing Inc
  • 103 Ogden Avenue, Unit 102, Clarendon Hills, IL, 60514
  • LOANEX Financing has a committed team of loan originators with many years of experience in the mortgage industry. We work with our clients from the pre-application stage throughout the closing. We pride ourselves in providing outstanding service and in keeping our clients informed at every step of the loan approval process.
  • SIUe CREDIT UNION
  • 1566 Lewis Road, Edwardsville, IL, 62025
  • SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.
  • Scott Credit Union
  • 101 Credit Union Way, Edwardsville, IL, 62025
  • Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses