USDA Vs. FHA your options comparison in Waller, Pierce County, WA

As of 2026, the USDA loan limit in Waller, within the county of Pierce, WA, is $713,000. By contrast, the FHA limit for a single-family residence stands at $977,500.

To compare today's top USDA and FHA rates and discover the required income, credit, reserves, and documents for qualification, use the Lendersa® USDA loan calculator. Our comprehensive mortgage calculator enables you to compare USDA, FHA, Conforming, and VA side by side, assisting you in choosing the program that suits your financial needs in .

Explore loan options from over 100 lenders

2026 Loan Limits and Downpayment Specifications in Waller, Pierce, WA

Loan Category Maximum Loan Amount Required Down Payment
USDA $713,000 None
FHA $977,500 3.5%
Conventional $977,500 3%

Available USDA and FHA Loan Programs in Waller, WA

The mission of Lendersa® is to swiftly connect you to the most suitable USDA or FHA loan without the typical complications. Choose from three approaches to connect with lenders and discover USDA loan options tailored to you.

Lendersa USDA loan request and matching outcome

Understanding USDA Loans in WA

A USDA home loan is a government-backed loan provided through the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, limited to rural regions. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans allow for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rapid Mortgage Company
  • 7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
  • Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.

  • Impact Credit Union
  • 1455 W. McPherson Hwy., Clyde, OH, 43410
  • Impact Credit Union is to help YOU, our member-owners, to manage your financial lives while running a stable credit union by: choosing always to do what is right, caring about your needs, providing financial education, quality products and services that benefit you because we are the stewards of your credit union – and it is your money.

  • Guaranty Home Mortgage Corporation
  • 10 Lea Avenue, Suite 800, Nashville, TN, 37210
  • Since 1985, Guaranty Home Mortgage Corporation, (GHMC) has been a market leader in mortgage lending. In 2019 GHMC transformed from a Federally Registered entity to an Independent Mortgage Banker and is currently licensed in 48 states. GHMC originates and purchases loans nationally through multiple channels.

  • ECM Federal Credit Union
  • 665 Highland Colony Parkway, Ridgeland, MS, 39157
  • At ECM Federal Credit Union! We are a member-owned credit union. When you join the family, you can take advantage of banking services, competitive rates, and personalized service. ECM Federal Credit Union has been open since 1967. It is the 25th largest credit union in Mississippi with assets totaling $25.84 Million

  • Members Exchange Credit Union
  • 107 Marketridge Drive, Ridgeland, MS, 39157
  • MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.

    At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.

  • First South Farm Credit
  • 574 Highland Colony Parkway, Ridgeland, MS, 39157
  • First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.

  • Brightview Credit Union
  • 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
  • BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.

  • Affordable Lending Group Llc
  • 589 Northpark Drive, Suite D, Ridgeland, MS, 39157
  • Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.