USDA Vs. FHA Pro and Con comparison in Waller, Pierce County, WA
As of 2026, the USDA loan limit in Waller, within the county of Pierce, WA, is $713,000. By contrast, the FHA limit for a single-family residence stands at $977,500.
To compare today's top USDA and FHA rates and discover the required income, credit, reserves, and documents for qualification, use the Lendersa® USDA loan calculator. Our comprehensive mortgage calculator enables you to compare USDA, FHA, Conforming, and VA side by side, assisting you in choosing the program that suits your financial needs in .
2026 Loan Limits and Downpayment Specifications in Waller, Pierce, WA
Loan Category
Maximum Loan Amount
Required Down Payment
USDA
$713,000
None
FHA
$977,500
3.5%
Conventional
$977,500
3%
Available USDA and FHA Loan Programs in Waller, WA
The mission of Lendersa® is to swiftly connect you to the most suitable USDA or FHA loan without the typical complications. Choose from three approaches to connect with lenders and discover USDA loan options tailored to you.
A USDA home loan is a government-backed loan provided through the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, limited to rural regions. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans allow for no down payment at all.
The Tacoma Longshoremen Credit Union is a member-owned financial institution whose purpose is to meet its member's financial needs and promote the financial well-being of its members by providing them with financial services in a friendly and considerate manner. and The Tacoma Longshoremen Credit Union is a not for profit.
Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,
Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.
The Mt. Rainier Federal Credit Union, chartered in 1967, is a non-profit financial cooperative owned by the members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care and concern for members and their families Our whole philosophy of business is based on member service.
wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms
Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.
Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.
Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.
