USDA Vs. FHA your options comparison in Waller, Pierce County, WA

As of 2025, the USDA loan limit in Waller, within the county of Pierce, WA, is $713,000. By contrast, the FHA limit for a single-family residence stands at $977,500.

To compare today's top USDA and FHA rates and discover the required income, credit, reserves, and documents for qualification, use the Lendersa® USDA loan calculator. Our comprehensive mortgage calculator enables you to compare USDA, FHA, Conforming, and VA side by side, assisting you in choosing the program that suits your financial needs in .

Explore loan options from over 100 lenders

2025 Loan Limits and Downpayment Specifications in Waller, Pierce, WA

Loan Category Maximum Loan Amount Required Down Payment
USDA $713,000 None
FHA $977,500 3.5%
Conventional $977,500 3%

Available USDA and FHA Loan Programs in Waller, WA

The mission of Lendersa® is to swiftly connect you to the most suitable USDA or FHA loan without the typical complications. Choose from three approaches to connect with lenders and discover USDA loan options tailored to you.

Lendersa USDA loan request and matching outcome

Understanding USDA Loans in WA

A USDA home loan is a government-backed loan provided through the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, limited to rural regions. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans allow for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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