USDA Vs. FHA your options comparison in Federal-Way, King County, WA
During 2026, the USDA loan limit for Federal-Way in King County, WA amounts to $659,800. In contrast, the FHA loan limit for a single-family home is $776,250.
Utilize Lendersa®'s USDA loan calculator to compare current USDA and FHA rates. Determine what's needed for income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you'll see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to select the best option for your finances in .
2026 Loan Limits and Down Payment Requirements in Federal-Way, King County, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA Loan Options in Federal-Way, WA
Lendersa® aims to quickly connect you with the best USDA or FHA loan, minimizing hassle. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan, or USDA rural development loan, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.
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City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
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Chartered Oct. 5, 1988, we began with 31 banks investing $1.5 million in capital and surplus. Our equity capital now exceeds our first day total assets. Today, as one of 14 bankers’ banks across the country, BBOK has nearly 200 shareholders and provides correspondent services to more than 90% of the banks throughout the state.
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A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
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