USDA Vs. FHA your options comparison in Tacoma, Pierce County, WA
For 2025, the USDA loan limit in Tacoma, county of Pierce, WA, is $713,000. The FHA limit for a single-family home is $977,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA vs. FHA rates, helping you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be assessed side by side, making it easier to decide which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Tacoma, County of Pierce, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Examining USDA and FHA Loan Options in Tacoma, WA
Lendersa® aims to efficiently secure the best USDA or FHA loan without hassle. Consider one of three provided starting points to connect with matching lenders and access USDA loan programs that align with your financial needs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is a government-guaranteed loan offered by the Department of Agriculture, specifically for rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans have no down payment requirement, making them an attractive option for eligible buyers in rural areas.
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