USDA VS FHA in Fort-Lewis, Pierce County, WA

In 2026, the USDA loan limit for Fort-Lewis, in Pierce county, WA is $659,800. Meanwhile, the FHA limit for a single-family home is $776,250.

Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's premier USDA and FHA rates. This tool helps identify the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most fitting program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Fort-Lewis, Pierce County, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Exploring USDA and FHA Loan Choices in Fort-Lewis, WA

The mission of Lendersa® is to provide the best USDA or FHA loan rapidly and without stress. Choose from three starting points that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request results

An Overview of USDA Loans in WA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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