USDA Vs. FHA Pro and Con comparison in Fort-Lewis, Pierce County, WA

In 2025, the USDA loan limit for Fort-Lewis, in Pierce county, WA is $659,800. Meanwhile, the FHA limit for a single-family home is $776,250.

Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's premier USDA and FHA rates. This tool helps identify the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most fitting program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Fort-Lewis, Pierce County, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Exploring USDA and FHA Loan Choices in Fort-Lewis, WA

The mission of Lendersa® is to provide the best USDA or FHA loan rapidly and without stress. Choose from three starting points that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request results

An Overview of USDA Loans in WA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 9240 Sunset Drive, Suite 236, Miami, FL, 33173
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Blanket Mortgage Services Inc
  • 7385 Sw 87 Ave, Suite 100, Miami, FL, 33173
  • Blanket Mortgage is committed to helping our clients find the right mortgage product. We understand that every borrower is different, and we offer a variety of programs to meet their individual goals. We make the process of securing a mortgage simple and straightforward by offering the latest in financial tools that enable customers.
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  • 7000 SW 97th Avenue, Miami, FL, 33173
  • Benworth Capital was established to meet borrowers’ needs for fair and flexible, alternative and traditional lending sources when institutional bank financing is not appropriate or available. Benworth Capital is South Florida’s top private provider of alternative short-term, first-position residential and commercial mortgages.
  • Revival Capital, Inc
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  • Revival Capital is a mortgage company that is here to shake up the lending industry! Revival means to improve on the condition or strength of something and that is exactly what we aim to do to this industry. We noticed that the big banks and big lenders are limiting clients with minimal programs
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  • We at Syntax Mortgage, are completely independent mortgage brokers and our directory of lenders gives you all the options needed to purchase and/or refinace you home. Our goal is to provide access to various types of home loans with competitive interest rates. We get you into the right loan at a great price, fast.
  • SFRMC - Mortgage
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  • "At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan Federal Housing Administration (FHA) Loan"
  • BMS Corporation
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  • BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
  • Rush Lending Inc
  • 8410 Northeast 1st Place, Suite 100, Miami, FL, 33138
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Mortgage
  • 201 N.E. 95th St., Miami, FL, 33138
  • At Preferred Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • First Trust Capital
  • 7100 Biscayne Boulevard, Suite 206, Gulf Breeze, FL, 33138
  • "First Trust Capital has been in business for many years. We specialize in residential and commercial loans targeting a broad range of customers. We can fund loans anywhere in the state of Florida. We have access to a number of lenders and offer the most variety in loan programs.Established in 1992.
  • Swiftlend.com Mortgage
  • 771 NE 82nd St, Miami, FL, 33138
  • Swiftlend.com Mortgage is the local mortgage company clients come for cutting edge mortgage rates with great service and knowledge of the local market. We specialize in Condominium Financing, Conventional, FHA and Private mortgages. We’ve been true to this commitment since our inception and continue to provide great.