USDA VS FHA in Fort-Lewis, Pierce County, WA

In 2026, the USDA loan limit for Fort-Lewis, in Pierce county, WA is $659,800. Meanwhile, the FHA limit for a single-family home is $776,250.

Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's premier USDA and FHA rates. This tool helps identify the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most fitting program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Fort-Lewis, Pierce County, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Exploring USDA and FHA Loan Choices in Fort-Lewis, WA

The mission of Lendersa® is to provide the best USDA or FHA loan rapidly and without stress. Choose from three starting points that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request results

An Overview of USDA Loans in WA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fort-Lewis Lenders

  • American Lake Credit Union
  • 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499
  • Lends in Washington
  • American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.

  • Pacific Equity & Loan
  • 3620 100th St SW Ste. B, Lakewood, WA, 98499
  • Lends in Washington

  • Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.

  • All Tech Mortgage Inc.
  • 7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499
  • Lends in Washington
  • All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.

  • Pacific Equity and Loan
  • 3620 100th St SW, Suite B, Lakewood, WA, 98499
  • Lends in Washington
  • Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.

  • Turn Two Mortgage
  • 2219 179th St Ct E, Tacoma, WA, 98445
  • Lends in Washington
  • Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se

  • Harborstone Credit Union
  • 4720 Center St, Tacoma, WA, 98409
  • Lends in Washington
  • Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.

  • Mortgage Express, Inc.
  • 17411 Waller Road East, Tacoma, WA, 98446
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.

  • Community 1st Credit Union WA
  • 955 Ross Loop, Suite 100, Dupont, WA, 98327
  • Lends in Washington
  • At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.

  • America's Credit Union
  • 1495 Wilmington Drive, Dupont, WA, 98327
  • Lends in Washington
  • ACU is a not-for-profit credit union. Unlike traditional banks, we don’t issue stock or pay dividends to outside stockholders. Instead, we are owned and operated by our members — and all profits are returned to our membership. This allows us to offer lower loan rates, higher interest returns on deposits.

  • Penny Lane Financial
  • 1804 W Union Ave, Suite 202, Tacoma, WA, 98405
  • Lends in Washington
  • Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.