USDA and FHA Pro and Con in North-Fort-Lewis, Pierce County, WA

As of 2025, in the city of North-Fort-Lewis, located in Pierce county, WA, the USDA loan limit is $659,800. For a single-family home, the FHA limit stands at $776,250.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates today. This tool aids in identifying the necessary income, credit score, reserves, and documentation to qualify. By leveraging our cutting-edge mortgage calculator, you'll be able to view USDA, FHA, Conforming, and VA options side by side, empowering you to choose the ideal program for your financial situation in .

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Overview of 2025 Loan Limits and Down Payment Needs in North-Fort-Lewis, Pierce, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Examining USDA and FHA Loan Options in North-Fort-Lewis, WA

Lendersa® strives to promptly connect you with exceptional USDA or FHA loan options without any hassle. Choose one of three starting points that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Clarifying USDA Loans in WA

The USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is designated solely for rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgage loans are available with no initial payment requirement, making them particularly attractive for eligible borrowers in qualifying regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Affinity Mortgage Brokers
  • 7150 Campus Dr, Suite 265, Colorado Springs, CO, 80920
  • “Affinity Mortgage Brokers” came to be just a few years ago, but its history stretches so much further than that. Dwight Howard, President and CEO of Affinity Mortgage, has been working in the mortgage industry since the 1990s. In the beginning, he was a Soldier by day and a Home Loan Specialist by night.
  • Hybrid Lending Group
  • 3760 Misty Meadows Drive, Colorado Springs, CO, 80920
  • At our company, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves, and understand the importance.
  • US Capital Real Estate Loans & Services Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • U.S. Capital has been helping individuals, families and businesses achieve their financing goals by providing purchase loans and refinances on both residential and commercial properties for over 30 years. The company is currently offering residential mortgages in the state of Colorado
  • Apple Mortgage Corp
  • 7660 Goddard Street, Suite 120, Colorado Springs, CO, 80920
  • We offer the lowest mortgage rates on VA, Conventional and FHA home loans in Colorado Springs. Our top priority is to provide exceptional customer service which includes the use of leading edge digital technology. We're locally owned and operated in Colorado Springs and providing mortgage services to our community since 1998.
  • Luckybulb Inc
  • 7660 Goddard Street, Suite 234, Colorado Springs, CO, 80920
  • Luckybulb Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you personalized service.
  • Springs Lending LLC
  • 7513 Banner Court, Colorado Springs, CO, 80920
  • We’ve simplified the mortgage process and paired it with a level of service you expect from an elite broker. Passionate about educating our clients and earning our commission. Let’s talk about your goals, and how we can help accomplish them. It costs nothing to find out what we can do for you, and takes only a few min on the phone.
  • Countryside Lending Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • We have the knowledge and ability to help you achieve your goals. Whether you’re Purchasing your first home, investment property, or Refinancing your existing home, it can become complex very quickly unless you have the right team of professionals behind you. We offer you the tools and information needed to make an educated decision.
  • PenTrust Mortgage Group
  • 1755 Telstar Dr, Suite 109, Colorado Springs, CO, 80920
  • At PenTrust, we are driven to deliver a seamless and stress free loan approval process when financing your new or existing home. Our experienced team will provide the knowledge and guidance necessary to ensure a smooth experience while our vast product offerings ensure we match you to the perfect loan.
  • A Plus Mortgage, LLC
  • 1880 Office Club Point, Suite 1200, Colorado Springs, CO, 80920
  • This company was founded on 35 years of experience in the mortgage lending industry. We strive to take care of and support your needs now and in the future because, A Plus Mortgage is proud to partner with carefully chosen and well-qualified, licensed and insured loan processors who share over forty years combined experience
  • 113 Credit Union
  • 3505 North Chestnut Street, Colorado Springs, CO, 80907
  • One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
  • Colorado Mortgage Group Inc
  • 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.