USDA Vs. FHA Pro and Con comparison in McChord-AFB, Pierce County, WA
In 2025, the USDA loan limit in McChord-AFB, located in Pierce county, WA, is stated at $659,800. Meanwhile, the FHA limit for a single-family home is $776,250.
Employ the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool aids you in determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to decide which program in best suits your financial scenario.
2025 Loan Limits and Downpayment Requirements in McChord-AFB, Pierce, WA
Loan Type
Loan Cap
Minimum Down
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA Loan Choices in McChord-AFB, WA
The aim of Lendersa® is to secure the most favorable USDA or FHA loan efficiently and without complications. Initiate your search from one of three pathways that lead to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan is a government-backed initiative by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage. It is primarily accessible in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages require none, delivering significant benefits for qualified buyers.
At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.
LaMoure Credit Union has been open since 1940. It's the 19th largest credit union in North Dakota with assets totaling $33.58 Million and providing banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Ray Federal Credit Union has a proud heritage of serving miners and mining contractors of Ray, Arizona in the greater Copper Basin and neighboring communities. The mining towns of Ray, Sonora, and Barcelona have all since been closed and the area mined for copper. In 1965 the credit union built a building in Kearny, AZ.
We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth.
We’ve been guided by values like honesty, integrity and loyalty every step of the way.
At Healthcare Plus Federal Credit Union, once you become a member you are a member for life. This means that even if you change jobs or move away from Brown County you will always remain a member of our Credit Union Family We are dedicated to providing financial products and services that enhance your lifestyle and encourage financial success.
Great Plains Bank is the trusted community financial institution in each of the four locations we serve. We are an independent, locally owned bank that has been providing our customers full service banking for over 100 years. We provide our employees a stimulating and challenging work environment that encourages, develops and rewards excellence.
Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.
Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.
1977, Consumer’s Federal Credit Union opened its doors in a small room located in the local Rosebud Farmer’s Union building. For twenty-three years, this is where the Credit Union called home. In October of 2000, the Credit Union broke ground at its current location on Highway 18. Subsequently.
Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.
