USDA Loan Vs. FHA loan for McChord-AFB, WA 2025

In 2025, the USDA loan limit in McChord-AFB, located in Pierce county, WA, is stated at $659,800. Meanwhile, the FHA limit for a single-family home is $776,250.

Employ the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool aids you in determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to decide which program in best suits your financial scenario.

USDA and FHA Loan Choices in McChord-AFB, WA

The aim of Lendersa® is to secure the most favorable USDA or FHA loan efficiently and without complications. Initiate your search from one of three pathways that lead to matching lenders and USDA loan programs tailored to your needs.

Loan Type	Loan Cap	Minimum Down
USDA	$659,800	0%
FHA	$776,250	3.5%
Conventional Conforming	$776,250	3%

Lendersa USDA loan request and corresponding outcomes

What Describes a USDA Loan in WA?

A USDA home loan is a government-backed initiative by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage. It is primarily accessible in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages require none, delivering significant benefits for qualified buyers.

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(800) 633-2423 Lender's profile and map Reviews The Denison State Bank 421 New York Avenue, Holton, KS, 66436 The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(316) 685-0205 Lender's profile and map Reviews Freedom 1st Federal Credit Union 57915 Leavenworth Street, McConnell AFB, KS, 67221 Freedom 1st FCU is a profit-sharing cooperative financial institution, dedicated to quality service in meeting the financial needs of its members. The safety and stability of its members' assets shall be the prime consideration in the development and delivery of a variety of competitive services.
(641) 343-7310 Lender's profile and map Reviews Union State Bank 214 South First Street, Greenfield, IA, 50849 Union State Bank of Bridgewater opened for business on January 6, 1890, under the name of Union Bank. It was operated and owned by J.G. Hendry, President, G.G. Rechtenbach, Cashier, and Wes Tyler and Union State Bank of Greenfield and Bridgewater provides competitive rates on personal and business loans, and offers a full range of personal and bank
(316) 733-1375 Lender's profile and map Reviews Andover State Bank 511 North Andover Road, Andover, KS, 67002 We continue that philosophy by serving our mission to be the most trusted bank in the communities we serve by knowing and understanding the needs of customers, employees and shareholders while providing them with the best possible products, services and opportunities to meet their goals.
(620) 845-6431 Lender's profile and map Reviews The Stock Exchange Bank, Caldwell, Kansas 103 South Main Street, Caldwell, KS, 67022 The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
(218) 834-2266 Lender's profile and map Reviews Two Harbors Federal Credit Union 801 11th Street, Two Harbors, MN, 55616 People in the Two Harbors area who believed townspeople could benefit from an alternative to commercial banks founded THFCU in 1948. Founders envisioned a model financial cooperative where people pooled their money for borrowing and would have a safe place to save money. In contrast to a commercial bank, the "credit union
(515) 432-6200 Lender's profile and map Reviews Boone Bank & Trust Co. 716 8th St, Boone, IA, 50036 Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
(715) 684-3366 Lender's profile and map Reviews The First Bank of Baldwin 990 Main Street, Baldwin, WI, 54002 In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.
(888) 449-2265 Lender's profile and map Reviews Great Plains National Bank 120 West Jones, Hollis, OK, 73550 Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.
(620) 488-2211 Lender's profile and map Reviews The Valley State Bank 502 North Merchant Street, Belle Plaine, KS, 67013 The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS. Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
(877) 491-2265 Lender's profile and map Reviews Vista Bank 901 Main Street, Ralls, TX, 79357 Vista Bank operates 15 locations throughout West Texas, Austin, Dallas, and Fort Worth.With disciplined and organic asset growth in the last decade, Vista broke into the Top 100 Texas Banks by asset size in 2018. With a rich 108-year history of entrepreneurs banking entrepreneurs.
(316) 777-1171 Lender's profile and map Reviews Carson Bank 122 West Main Street, Mulvane, KS, 67110 Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.