USDA Vs. FHA your options comparison in Gleed, Yakima County, WA

For 2026, in Gleed, located in Yakima county, WA, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and find out the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to determine which option in Alabama best suits your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Gleed, Yakima County, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Gleed, WA

At Lendersa®, our aim is to swiftly connect you with the best USDA or FHA loan available, hassle-free. Choose one of three starting points to match with lenders and appropriate USDA programs.

Illustration of Lendersa USDA loan requests and results

What is a USDA Loan in WA?

The USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans with a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Gleed Lenders

  • N W Mortgage, LLC
  • 115 S 2nd St, Selah, WA, 98942
  • Lends in Washington
  • N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • AAI Financial
  • 819 S 72nd Ave, Yakima, WA, 98908
  • Lends in Washington
  • AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with:

    commercial financing
    buying, selling, or leasing residential and commercial real estate
    buying or selling a business
    underwriting support for financial institutions

  • State Highway Credit Union
  • 2632 Rudkin Road, Yakima, WA, 98903
  • Lends in Washington
  • State Highway Credit Union ("SHCU"​) is a state-chartered and member-owned credit union, rooted in the heart of Central Washington State, since 1938. SHCU exists to help our members fulfill their dreams, to live a high quality of life today, and to be financially set for their futures.

  • PFC of Yakima
  • 732 Summitview Ave, Suite 639, Yakima, WA, 98902
  • Lends in Washington
  • PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.

  • CALCOE Federal Credit Union
  • 1209 N 16th Ave, Yakima, WA, 98902
  • Lends in Washington
  • CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.

  • Solarity Credit Union
  • PO Box 2922, Yakima, WA, 98907
  • Lends in Washington
  • Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district

  • Yakima Federal Savings and Loan
  • 118 E. Yakima Ave, Yakima, WA, 98901
  • Lends in Washington
  • Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.

  • White River Credit Union WA
  • 1499 Garrett Street, Enumclaw, WA, 98022
  • Lends in Washington
  • At White River Credit Union, we help one another. "People helping people"​ is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.

  • Golden Years Reverse Mortgage
  • 402 E First St, Suite 107, Cle Elum, WA, 98922
  • Lends in Washington
  • Floyd D. Walker a.k.a. ""WALKER"" CEO/President
    Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.

  • Sno Falls Credit Union
  • 320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
  • Lends in Washington
  • Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.