USDA Vs. FHA your options comparison in Cle-Elum, Kittitas County, WA
In 2026, the USDA loan limit for Cle-Elum, in the county of Kittitas, WA, is set at $285,000. Meanwhile, the loan limit for an FHA single-family home is established at $356,362.
The Lendersa® USDA loan calculator allows you to assess and compare today's best USDA and FHA rates. Here, you can determine essential elements like income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator also presents USDA, FHA, Conforming, and VA loans side by side, enabling you to evaluate which program in best suits your particular financial needs.
2026 Loan Limits and Down Payment Requirements in Cle-Elum, Kittitas, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Cle-Elum, WA
Lendersa® is committed to efficiently securing the best possible USDA or FHA loan options for you without hassle. Choose one of three initial pathways resulting in matches with lenders and USDA loan programs suited to your needs.
A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, available exclusively in rural communities. Unlike FHA loans necessitating a minimum down payment of 3.5%, USDA mortgages simplify ownership by requiring no down payment at all.
Floyd D. Walker a.k.a. ""WALKER"" CEO/President Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.
N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
Lends in Washington
Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
At White River Credit Union, we help one another. "People helping people" is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.
Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.
AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with:
commercial financing buying, selling, or leasing residential and commercial real estate buying or selling a business underwriting support for financial institutions
PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.
CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.
Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
